27 Southwick Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable commercial retail located in the coveted neighborhood of St. Thomas. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 0 Bathrooms
- Premium 72.68 x 123.25 ft lot size
- equipped with partial central cooling and highly efficient gas forced air open heating
Description
Attention All Investors, This Impressive Red Brick, multi-use building, presents a fantastic opportunity in a Prime Location, in St. Thomas just off Centre Street, close to the downtown core. The Property features approximately 750 sq ft of Professional Office space on the main floor, presently Vacant. Also complemented by Four (4) Residential Apartments Fully Rented, offering diverse income streams. Parking will never be an issue with 12 parking spaces available on site. Inside, tenants and owners will benefit from numerous updates, including newer Gas Furnace, updated Electrical Hydro Service and Updated Fire Coded Drywall. There is significant potential to expand the residential Income further by adding one more Legal apartment in the basement, which already has Two points of Access and Larger Windows. This Solid building, with its combination of commercial and residential income, numerous updates, parking and incredible location.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Security Features
No
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 27 Southwick Street, St. Thomas, ON N5R 3R7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
Configure Loan Settings
About Purchasing a Home in St. Thomas, ON
For a property listed at $545,000 in St. Thomas, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.
Nearby Listings
No current listings found in St. Thomas.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.