Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Where timeless character and modern function come together in a way that's rare to find, this 4 bedroom, 4 bathroom home with a finished lower level AND a bonus 3rd floor finished loft space, has been thoughtfully renovated while carefully preserving the charm and architectural details that make century homes so special, and it extends to the exterior and backyard too. High ceilings, large windows, solid wood trim and baseboards are just a few of the old world touches that maintain the warmth, craftsmanship, and sense of character you'd expect. The design forward updates like wall paneling, wall paper, accent lighting, flooring, and built ins breathe new life into the space while preserving a timeless feel. Upstairs, are 3 bedrooms including a primary with it's own ensuite, and thoughtfully designed living spaces create flexibility for families, guests, or work-from-home life. The convenient 2nd floor laundry room leads to one of the standout features of this home which is the fully finished third floor loft with it's soaring ceilings: a stunning bonus space perfect as a studio, lounge, office, or additional living area. The finished lower level with separate entry, complete with egress windows and its own living space potential, offers incredible versatility for multigenerational living, guests, or a future granny suite setup. There is even a second dedicated laundry space. Outside, the backyard feels like a private retreat, with beautifully designed outdoor living spaces that invite you to relax, entertain, and unwind. Located in one of St. Thomas' most beloved neighbourhoods, you're surrounded by mature trees, historic homes, parks, and the charm of a walkable downtown core. Ample parking in the private concrete driveway, and newer systems throughout (200A electrical, HVAC, Shingles, Windows) This is the kind of home that makes you fall a little more in love every day! Full 3D tour found under "Brochure"
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This detached home located at 28 Wellington Street, St. Thomas is currently for sale and has been available on SousaSells for 51 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 28 Wellington Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.In-Law Capability
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 28 Wellington Street, St. Thomas, ON N5R 2P4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $749,900 in St. Thomas, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.