285 Ross Street, St. Thomas, ON
Property no longer active
This property was sold on April 25, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 40.28 x 120.31 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Workbench
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Solid brick, south side starter with single car garage, fully fenced rear yard and ample private parking. Indoor features include 3 bedrooms, two 4 piece baths, hardwood floors, living room built ins with cozy fireplace. Recent upgrades are: lifetime steel roof, mostly newer windows, newer soffit and fascia, new carpet installed on upper stairs and 2 upper bedrooms. (April 2025) Garage/workshop is insulated, heated and has 60 amp hydro as well as loft area. A few back yard highlights are a stamped concrete patio, propane fire place as well as cute playhouse for the kids! Quick possession available. Neat and clean. Just move in and enjoy!
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Property Summary
This detached home located at 285 Ross Street, St. Thomas is currently for sale and has been available on SousaSells for 463 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 285 Ross Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Place Of Worship, Fenced Yard, Library, Public Transit
Interior Features
Workbench
Security Features
Smoke Detector, Carbon Monoxide Detectors
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 285 Ross Street, St. Thomas, ON N5R 3Z1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $439,900 in St. Thomas, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.