29 Havenridge Court, St. Thomas, ON

$684,900
MLS#:X9234847
4 beds
3 baths
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 31, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $684,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Premium 50 x 107.89 ft lot size
  • Features a full, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this Beautiful, Landscaped, family home with an amazing Ravine lot on a desirable, quiet, Cul-de-sac in North East St Thomas. Perfect for the enjoyment of any family size, from Small to Large or Growing, with 4 Bedrooms and 3 Bathrooms including Ensuite. Main floor boasts soaring 12' ceilings with Transom windows, open concept Kitchen, spacious and bright Living Room, access to the attached 2 car Garage as well as the deck overlooking the fenced backyard. The lower level has a delightful fireplace in the oversized Rec-room, the 4th Bedroom with its own cheater Ensuite Bathroom and convenient access directly to the Concrete pad in the backyard. The lowest level has a large utility room with laundry and huge bonus space with great development potential awaiting your creativity. Close proximity to Highbury with access to the 401, Schools, Parks, Playgrounds and more.

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Property Summary

This detached home located at 29 Havenridge Court, St. Thomas is currently for sale and has been available on SousaSells for 717 days. This property is listed at $684,900 with an estimated mortgage of $2,280* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 29 Havenridge Court, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 31, 2024
Sold price information is available to members only
Listed Date8/1/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick
BasementFull, Partial Basement
Lot Size50 × 107.89 Feet
CountyElgin
Annual Tax$5,352
Legal DescriptionPCL 15-1 SEC 11M145; LT 15 PL 11M145 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, ERV/HRV, Sump Pump

Security Features

Community Features

Location

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29 Havenridge Court, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 29 Havenridge Court, St. Thomas, ON N5P 4P7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$205,470 (30.0%)
* Minimum Canadian down payment required for this price is $43,490.
Amortization Period30 Years
Estimated Monthly Payment$2,280Based on a loan of $479,430 over 30 years.
Purchase Price$684,900
Loan Amount$479,430
Provincial Land Transfer Tax:$10,173
Total Estimated Closing Taxes:$10,173

About Purchasing a Home in St. Thomas, ON

For a property listed at $684,900 in St. Thomas, the legal minimum down payment is $43,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,173 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.