3 COTTONWOOD Drive, St. Thomas, ON
Property no longer active
This property was sold on December 23, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $609,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Premium 40 x 102 ft lot size
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump, Central Vacuum
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This meticulously cared for back split on the north side is sure to impress. Entering the home you are greeted by a large open living room with vaulted ceilings, a coat closet and access to the attached garage. Just around the corner is a thoughtful kitchen with stainless steel appliances and the dining room with access to the patio and backyard. The upper level consists of three bedrooms and a perfect sized main bathroom with cheater access to the primary bedroom. The lower level is ideal with a bright and spacious family room complete with gas fireplace and a second full bathroom. Finishing off the interior is the basement which has a cozy den and the laundry/utility room with storage space. The exterior offers a beautiful stamped concrete laneway that carries around the side of the garage to the back patio, a covered front porch with aluminum railings and a perfect sized fully fenced yard.
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Property Summary
This detached home located at 3 COTTONWOOD Drive, St. Thomas is currently for sale and has been available on SousaSells for 605 days. This property is listed at $609,000 with an estimated mortgage of $2,027* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 3 COTTONWOOD Drive, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Parking & Garage
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Sump Pump, Central Vacuum
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 3 COTTONWOOD Drive, St. Thomas, ON N5P 4M3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $609,000 in St. Thomas, the legal minimum down payment is $35,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,655 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,655.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.