3 St Joseph Street, St. Thomas, ON
Property no longer active
This property was sold on September 10, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $539,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Premium 111.78 x 80.15 ft lot size
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Workbench
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome Welcome Welcome to this wonderfully kept 3 bedroom 1 and a half bathroom bungalow in a great location of St. Thomas. The home is on a corner lot that backs onto a ravine. Move in ready home with a lot that features many spaces for parking. There's a nice patio off of the sunroom. The property also has a shed with hydro. Walking into the front of the home is a spacious foyer that leads to the living room and also leads to the bedrooms in the opposite direction. The 3 bedrooms are all a good size with newer windows. The living room leads into the dining area with room for a family-sized dining table. Off the dining room is an updated kitchen with pantry, newer oak cabinets, newer countertops and double sink. The main floor bathroom is 4 pieces including a tub. The lower level has tons of room and is fully finished. A convenient 2 piece bathroom, spacious rec-room, den/office/workout area, cold room, and utility room that includes a workbench. Many features of the home to be viewed including updated furnace and central air, and newer windows throughout.
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Property Summary
This detached home located at 3 St Joseph Street, St. Thomas is currently for sale and has been available on SousaSells for 717 days. This property is listed at $539,500 with an estimated mortgage of $1,796* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 3 St Joseph Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Ravine, School
Interior Features
Workbench
Security Features
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 3 St Joseph Street, St. Thomas, ON N5R 1S8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $539,500 in St. Thomas, the legal minimum down payment is $28,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,265 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,265.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.