30 Caldwell Street, St. Thomas, ON

$604,900
MLS#:X9295497
3 beds
2 baths
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 28, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $604,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 49.69 x 107.01 ft lot size
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome welcome welcome to this wonderful detached back-split home in a great location of St. Thomas. The home is perfect for a growing family and is in the Mitchell Hepburn school area. The home has 3 good sized bedrooms and 2 full bathrooms with lots of other rooms including space for storage. Kitchen with a backsplash, newer appliances, double sink and dishwasher. Newer flooring, updated Northstar windows and freshly painted throughout. The upper level and lower level have 4 piece bathrooms. The lower level bathroom also features a walk-in tub spa. Other rooms include a living room, rec-room in the lower level, a flex room that could be a den/office/workout area or changed to a 4th bedroom. One of the great features of the home is the double wide concrete driveway that leads to an attached garage. The garage has a through door to the backyard that has a concrete patio area which includes a free standing fireplace. The backyard which is perfectly set up to relax and enjoy is fully fenced and includes a shed with hydro. Have a look today to see the many features and updates of the home.

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Property Summary

This detached home located at 30 Caldwell Street, St. Thomas is currently for sale and has been available on SousaSells for 684 days. This property is listed at $604,900 with an estimated mortgage of $2,013* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 30 Caldwell Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 28, 2024
Sold price information is available to members only
Listed Date9/3/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size49.69 × 107.01 Feet
CountyElgin
Annual Tax$3,244.39
Legal DescriptionLT 139 PL 305 ST. THOMAS; S/T E135647, E153451; ST

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Auto Garage Door Remote, Water Heater Owned

Security Features

Smoke Detector, Security System

Community Features

Virtual Tours

Location

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30 Caldwell Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 30 Caldwell Street, St. Thomas, ON N5R 5J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$181,470 (30.0%)
* Minimum Canadian down payment required for this price is $35,490.
Amortization Period30 Years
Estimated Monthly Payment$2,013Based on a loan of $423,430 over 30 years.
Purchase Price$604,900
Loan Amount$423,430
Provincial Land Transfer Tax:$8,573
Total Estimated Closing Taxes:$8,573

About Purchasing a Home in St. Thomas, ON

For a property listed at $604,900 in St. Thomas, the legal minimum down payment is $35,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,573 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,573.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.