32 Pine Valley Drive, St. Thomas, ON

$639,775
MLS#:X8443984
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 18, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $639,775 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 52.11 x 108.58 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 32 Pine Valley Dr. This 3+1 bedroom home with attached garage awaits your inspection today! A wonderful open concept design for the growing family. This 4 level side split has cathedral ceilings and a great room that opens into a deluxe kitchen with centre island and a large pantry. A door off the kitchen to a covered deck and a patio for entertainment, with a fully fenced in private yard. Music speakers throughout, central vac and a fourth level for future development with rough in for another bathroom. Good size cold room and insulated double garage with inside entry approximately 1900 sqft of living space to enjoy, relax and call home. Located in the north part of the city and offers quick highway access to London and surrounding areas.

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Property Summary

This detached home located at 32 Pine Valley Drive, St. Thomas is currently for sale and has been available on SousaSells for 765 days. This property is listed at $639,775 with an estimated mortgage of $2,130* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 32 Pine Valley Drive, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 18, 2024
Sold price information is available to members only
Listed Date6/14/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size52.11 × 108.58 Feet
CountyElgin
Annual Tax$4,492.52
Legal DescriptionLot 98, plan 11m-165 City of St Thomas

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Campground, Fenced Yard, Place Of Worship, Public Transit, School, School Bus Route

Interior Features

Auto Garage Door Remote, Central Vacuum, On Demand Water Heater, Sump Pump

Security Features

Community Features

Location

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32 Pine Valley Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 32 Pine Valley Drive, St. Thomas, ON N5P 0A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,933 (30.0%)
* Minimum Canadian down payment required for this price is $38,978.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,842 over 30 years.
Purchase Price$639,775
Loan Amount$447,842
Provincial Land Transfer Tax:$9,271
Total Estimated Closing Taxes:$9,271

About Purchasing a Home in St. Thomas, ON

For a property listed at $639,775 in St. Thomas, the legal minimum down payment is $38,978 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,271 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,271.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.