327 Wellington Street, St. Thomas, ON

$498,500
MLS#:X13600918
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
327 Wellington Street, St. Thomas, ON N5R 2T2

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $498,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 42 x 128 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully maintained family home, lovingly cared for by the same owners for the past 36 years. Offering an exceptional combination of indoor and outdoor living, this property features 3 bedrooms, 2 bathrooms, a versatile office that could easily serve as a 4th bedroom, and a private backyard oasis complete with an inground pool, expansive deck, tranquil pond, and a detached workshop. The bright main floor offers a spacious living room with a cozy gas fireplace, a separate dining room, convenient 2-piece bathroom, and a well-appointed kitchen featuring concrete countertops, a gas stove, making it an ideal space for entertaining family and friends .Upstairs you'll find three generous bedrooms, a full 4-piece bathroom, and a flexible office space perfect for working from home or easily converted into a fourth bedroom. The lower level provides a laundry area, additional office or hobby space, and plenty of storage .Outside, you'll appreciate the beautifully landscaped yard featuring a large deck overlooking the inground pool with a new liner (2023), a peaceful pond, and a detached shop (22 x 11 feet)-perfect for hobbies, storage, or a workshop. This home has seen numerous updates, including: Durable metal roof, North Star replacement windows and exterior doors, New central air (2026), Blown-in insulation for improved energy efficiency, Interior waterproofing with sump pump and tiled drainage system, Appliances included, plus two refrigerators and window coverings. Ideally located with easy access to Highbury Avenue and London, this home is just minutes from the hospital, shopping, restaurants, schools, and everyday amenities, making it an excellent choice for commuters and families alike. This is a rare opportunity to own a well-maintained home with outstanding outdoor living space and thoughtful updates.

Upcoming Open Houses

Sunday, August 9, 20261:00 PM - 3:00 PMPublic
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Property Summary

This detached home located at 327 Wellington Street, St. Thomas is currently for sale and has been available on SousaSells for 13 days. This property is listed at $498,500 with an estimated mortgage of $1,659* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 327 Wellington Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size42 × 128 Feet
CountyElgin
Annual Tax$2,669
Legal DescriptionLT 7 PL 270 YARMOUTH EXCEPT PT 1, 11R726; ST. THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 327 Wellington Street, St. Thomas, ON

Q.What is the asking price for 327 Wellington Street, St. Thomas, ON ?

The current listing price for 327 Wellington Street, St. Thomas, ON in St. Thomas, St. Thomas is $498,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 327 Wellington Street, St. Thomas, ON ?

327 Wellington Street, St. Thomas, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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327 Wellington Street, St. Thomas, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 327 Wellington Street, St. Thomas, ON N5R 2T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,550 (30.0%)
* Minimum Canadian down payment required for this price is $24,925.
Amortization Period30 Years
Estimated Monthly Payment$1,659Based on a loan of $348,950 over 30 years.
Purchase Price$498,500
Loan Amount$348,950
Provincial Land Transfer Tax:$6,445
Total Estimated Closing Taxes:$6,445

About Purchasing a Home in St. Thomas, ON

For a property listed at $498,500 in St. Thomas, the legal minimum down payment is $24,925 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,445 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,445.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.