This property was sold on July 6, 2026. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Built in 1918, this character-filled legal duplex offers a rare opportunity for investors, renovators, or buyers looking to restore a historic property to its full potential. Rich with original craftsmanship, the home retains many of its period details, including original doors, door frames, crown mouldings, and decorative carved woodwork. Portions of the original wood trim have already been stripped back to their natural beauty, showcasing the home's timeless character. Significant mechanical and infrastructure upgrades have already been completed, including a full HVAC system, a newer heat pump, upgraded copper wiring throughout with all knob-and-tube wiring disconnected, and a water purification system complete with a water softener. The property is structurally sound and provides an excellent foundation for further improvements, with interior cosmetic updates and drywall work remaining to bring the home to its full potential. Currently configured as a legal duplex with separate hydro meters serving the upper and main floor units, the layout remains highly versatile. The units are separated only by a closed interior door, with no permanent walls installed, making conversion back to a spacious single-family residence both practical and straightforward. Situated on a generous lot and complemented by a detached three-car garage, this property offers exceptional flexibility for homeowners, investors, hobbyists, or those in need of additional storage and workspace. The property is being sold in "as is, where is" condition with no representations, warranties, or guarantees made by the Seller.
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This detached home located at 33 Horton Street, St. Thomas is currently for sale and has been available on SousaSells for 27 days. This property is listed at $325,000 with an estimated mortgage of $1,082* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 33 Horton Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Public Transit, School
On Demand Water Heater, Separate Hydro Meter, Upgraded Insulation, Water Purifier, Water Softener, Water Treatment
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 33 Horton Street, St. Thomas, ON N5P 2Y6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $325,000 in St. Thomas, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.