38 ELGIN Street, St. Thomas, ON
Property no longer active
This property was sold on July 29, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $517,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Premium 36 x 100 ft lot size
- Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Central Vacuum
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Looking for a charming home with modern updates yet has gorgeous character throughout? Come see all what this beautiful 4-bedroom, 1.5-bath home has to offer! This stunning century home boasts an abundance of original character while featuring numerous updates throughout. Enjoy the elegance of the formal living with fireplace, dining room and the spacious kitchen adorned with granite countertops. A versatile bonus room, currently used as a dining area, can easily be transformed into a den or family room. This room showcases natural brick accents and numerous windows, leading to a cozy deck with a pergola, a gas line for BBQ, and gorgeous landscaping in both the front and back yards.Upstairs, you'll find all 4 bedrooms and a modern 3-piece bath with heated floors for added comfort. The property also offers a private drive with parking for two vehicles, plus a right of way on the south side of the house leading to the garage with hydro (ideal for storage or workshop). Situated in a convenient location close to shops and restaurants, this home is just a short drive to London, Port Stanley, and the 401. Welcome home to the perfect blend of historic charm and modern convenience.
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Property Summary
This detached home located at 38 ELGIN Street, St. Thomas is currently for sale and has been available on SousaSells for 731 days. This property is listed at $517,900 with an estimated mortgage of $1,724* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 38 ELGIN Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Arts Centre, Fenced Yard, Hospital, Public Transit
Interior Features
Central Vacuum
Security Features
Carbon Monoxide Detectors, Smoke Detector
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 38 ELGIN Street, St. Thomas, ON N5R 3L8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $517,900 in St. Thomas, the legal minimum down payment is $26,790 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,833 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,833.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.