382 Chestnut Street, St. Thomas, ON
Property no longer active
This property was sold on February 11, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 32.81 x 108.26 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump, Water Heater, Water Meter
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome home! Located in the desirable east end of St. Thomas, this well-maintained 3-bed, 2-bath is the kind of property first-time buyers and young families have been waiting for. The main floor offers a comfortable, functional layout design that feels separate but open, where family meals and busy mornings come together with ease. Upstairs, three bedrooms provide flexibility for a growing family, home office, or guest space and all have generous closet space. For quality family time the basement is a great space to hangout, have playtime or quiet time after the kids are in bed. And with Elgin Mall a 10 minute walk away, it is the perfect place for you to enjoy a movie, ice cream, brunch, shopping or even a workout! Set in a family-friendly neighbourhood close to amazing parks, schools, and everyday amenities, this home offers the perfect balance of space, location, and affordability. Whether you're purchasing your first home or looking for a smart move-up option, this is a place you can grow into and truly enjoy!
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Property Summary
This detached home located at 382 Chestnut Street, St. Thomas is currently for sale and has been available on SousaSells for 194 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 382 Chestnut Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 382 Chestnut Street, St. Thomas, ON N5R 6C3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $549,900 in St. Thomas, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.