4 Farley Place, St. Thomas, ON

$769,000
MLS#:X13633692
5 beds
3 baths
2500-3000 sqft
8.0 parking
Residential Freehold
4 Farley Place, St. Thomas, ON N5R 3E5

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $769,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a spacious lot (Feet)
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with window unit(s) central cooling and highly efficient water heating via gas

Description

5 bedrooms, 3 bathrooms on a large lot in a quiet cul-de-sac. Spacious rooms throughout, a massive sunroom with a walkout to the private backyard, plenty of kitchen space, and oversized bedrooms. Welcome to a rare opportunity on Sunset Drive in St Thomas .Located on a quiet cul-de-sac, this beautifully maintained 1920s home offers incredible character, space, and potential. Featuring five bedrooms, three bathrooms, a bright sunroom with walkout access, a primary bedroom with ensuite, and a large private lot with a double-car garage. Full of charm with original details throughout, this home provides the perfect blend of timeless character and modern opportunity. The spacious layout also offers potential for a future duplex conversion (subject to approvals), making it a great option for homeowners and investors alike. A unique property in a sought-after setting.

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Property Summary

This detached home located at 4 Farley Place, St. Thomas is currently for sale and has been available on SousaSells for 3 days. This property is listed at $769,000 with an estimated mortgage of $2,560* per month. It has 5 beds, 3 bathrooms, and is 2500-3000 square feet. 4 Farley Place, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Thomas, St. Thomas.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementPartially Finished
CountyElgin
Annual Tax$5,390
Legal DescriptionLT 22 PL 216 ST. THOMAS; PT LT 21 PL 216 ST. THOMAS AS IN E419514; ST. THOMAS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWindow Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Farley Place, St. Thomas, ON

Q.What is the asking price for 4 Farley Place, St. Thomas, ON ?

The current listing price for 4 Farley Place, St. Thomas, ON in St. Thomas, St. Thomas is $769,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 4 Farley Place, St. Thomas, ON ?

4 Farley Place, St. Thomas, ON is a Detached (2 1/2 Storey) featuring a Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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4 Farley Place, St. Thomas, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Farley Place, St. Thomas, ON N5R 3E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$230,700 (30.0%)
* Minimum Canadian down payment required for this price is $51,900.
Amortization Period30 Years
Estimated Monthly Payment$2,560Based on a loan of $538,300 over 30 years.
Purchase Price$769,000
Loan Amount$538,300
Provincial Land Transfer Tax:$11,855
Total Estimated Closing Taxes:$11,855

About Purchasing a Home in St. Thomas, ON

For a property listed at $769,000 in St. Thomas, the legal minimum down payment is $51,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,855 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,855.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.