4 PARISH Street, St. Thomas, ON

$529,000
MLS#:X13625296
5 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
4 PARISH Street, St. Thomas, ON N5R 4W8

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $529,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 110 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well-maintained bungalow in a peaceful St. Thomas neighbourhood, offering comfort, versatility, and exceptional value. The main level features 3 spacious bedrooms, a full bathroom, and bright, inviting living spaces. The beautifully finished lower level with separate side entrance includes a 2 additional bedrooms, a full bathroom, and a generous living area, providing flexible space for extended family or potential income opportunity. Enjoy a private backyard with a deck, perfect for relaxing or entertaining, plus parking for up to 4 vehicles. The roof was updated in 2023, adding peace of mind for years to come. Conveniently located near schools, parks, shopping, Fanshawe College, and everyday amenities, with Port Stanley's beaches just a short 15-minute drive away. An excellent opportunity for first-time buyers, growing families, or investors seeking a move-in-ready home.

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Property Summary

This detached home located at 4 PARISH Street, St. Thomas is currently for sale and has been available on SousaSells for 7 days. This property is listed at $529,000 with an estimated mortgage of $1,761* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 4 PARISH Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Thomas, St. Thomas.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick
BasementFull, Finished
Lot Size50 × 110 Feet
CountyElgin
Annual Tax$2,962
Legal DescriptionLT 197 PL 284 ST. THOMAS; S/T E92784; ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital

Interior Features

  • Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 4 PARISH Street, St. Thomas, ON

Q.What is the asking price for 4 PARISH Street, St. Thomas, ON ?

The current listing price for 4 PARISH Street, St. Thomas, ON in St. Thomas, St. Thomas is $529,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 4 PARISH Street, St. Thomas, ON ?

4 PARISH Street, St. Thomas, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 4 PARISH Street, St. Thomas, ON offer?

Key property features include: Hospital.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.What security features are installed at 4 PARISH Street, St. Thomas, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4 PARISH Street, St. Thomas, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 PARISH Street, St. Thomas, ON N5R 4W8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$158,700 (30.0%)
* Minimum Canadian down payment required for this price is $27,900.
Amortization Period30 Years
Estimated Monthly Payment$1,761Based on a loan of $370,300 over 30 years.
Purchase Price$529,000
Loan Amount$370,300
Provincial Land Transfer Tax:$7,055
Total Estimated Closing Taxes:$7,055

About Purchasing a Home in St. Thomas, ON

For a property listed at $529,000 in St. Thomas, the legal minimum down payment is $27,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,055 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,055.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.