4 Pine Valley Drive, St. Thomas, ON

$649,900
MLS#:X12093504
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 30, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 47.08 x 108.27 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautiful Former Model Home in St. Thomas! Welcome to this stunning brick bungalow built by award winning Hayhoe Homes, offering 2+1 bedrooms and 3 full bathrooms with over 2,300 sq ft of finished living space (1,397 sq ft on the main level plus 1000 sq ft more in the fully finished lower level). Featuring transitional design, double garage, and double driveway with paver stones. The bright kitchen boasts a large side pantry, two-tone custom cabinetry, quartz countertops, designer subway tile backsplash, large breakfast bar capable of holding 4-5 stools, and stainless steel appliances with a water/ice refrigerator. Flanking the kitchen to one side is a bright front formal dining room where guests can be entertained and relax in style. Situated on the other side is a cozy great room with focal gas fireplace and sliding door leading to a private rear patio retreat. Upgrades include hardwood flooring, ceramic tile in the foyer, some newer lighting, alarm system, front and rear transom windows, a newer insulated garage door, pot and recessed lighting, upgraded attic insulation, main floor laundry and some replacement windows. The spacious primary bedroom features a walk-in closet and a 4-piece ensuite. The finished lower level offers a family room, games room / office space, third bedroom, and full bathroom plus loads of storage space. The backyard is perfect for entertaining with a BBQ gas line, covered patio, a deck with a covered gazebo and it's fully fenced and private. The front yard is complete with a sprinkler system (2025 season already paid for). This lovely home is conveniently located, move-in ready and full of many thoughtful upgrades! Call for your private viewing today.

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Property Summary

This detached home located at 4 Pine Valley Drive, St. Thomas is currently for sale and has been available on SousaSells for 454 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 4 Pine Valley Drive, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 30, 2025
Sold price information is available to members only
Listed Date4/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size47.08 × 108.27 Feet
CountyElgin
Annual Tax$4,958
Legal DescriptionLOT 15, PLAN11M-165, ST THOMAS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor, Storage, Sump Pump, Upgraded Insulation

Security Features

Carbon Monoxide Detectors, Alarm System, Smoke Detector

Community Features

Virtual Tours

Location

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4 Pine Valley Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Pine Valley Drive, St. Thomas, ON N5P 0A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in St. Thomas, ON

For a property listed at $649,900 in St. Thomas, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.