402 Chestnut Street, St. Thomas, ON
Property no longer active
This property was sold on November 10, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 32.81 x 108.26 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient other heating via gas
Description
Spacious 4-Level Back Split in a Prime Family-Friendly Neighbourhood - Welcome to this well-loved and spacious home, perfect for a growing family! Nestled in a superb, friendly neighbourhood, you will love the convenience of being close to the Joe Thornton Community Centre, hospital, Elgin Mall, and YMCA. The main floor features a formal living room and dining area, ideal for entertaining, along with a generous kitchen that has a side walk out to the backyard. Upstairs, you will find three comfortable bedrooms and a 4-piece bath. The lower level offers a cozy family room with a gas fireplace and a large bedroom with a 3-piece ensuite perfect for in-laws or guests. The basement provides a laundry area and plenty of storage space. Recent updates include roof shingles (2022), giving you peace of mind for years to come. Enjoy the lovely fenced yard, complete with a gazebo, an ideal spot for kids to play or for relaxing summer evenings. Don't miss your chance to make this wonderful house your new home!
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Property Summary
This detached home located at 402 Chestnut Street, St. Thomas is currently for sale and has been available on SousaSells for 355 days. This property is listed at $489,000 with an estimated mortgage of $1,628* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 402 Chestnut Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 402 Chestnut Street, St. Thomas, ON N5R 6E9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $489,000 in St. Thomas, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.