41 Rice Road, St. Thomas, ON

$649,900
MLS#:X11941418
4 beds
2 baths
1100-1500 sqft
9.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 55.62 x 139.12 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Sump Pump, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 41 Rice Road, St. Thomas, Ontario. Discover the perfect blend of charm, comfort, and convenience in this beautifully decorated 4-bedroom, 1.5-bathroom home. Nestled on a spacious lot, this property is thoughtfully designed for both family, living and entertaining. Spacious living room with electric fireplace, laminate flooring and a secret room for storage. Step inside to an inviting eat-in kitchen with pantry, ideal for casual family meals and gatherings. The finished basement offers a versatile space with a cozy family room, office area, exercise nook, and a laundry/utility room. Ample storage throughout ensures a clutter-free lifestyle. Enjoy the seamless flow of the living spaces, where every room is tastefully decorated to create a warm and welcoming atmosphere. Relax in the 3-season sunroom with electric fireplace and composite decking that overlooks your private backyard oasis. The backyard is a true retreat, featuring a heated inground pool, a hot tub, and a covered BBQ area. A cabana provides the perfect spot for your patio furniture, while the pool equipment shed ensures organized storage. Lush green grass areas and vibrant perennial gardens in both the front and back yards add natural beauty and charm. Additional Features: Front porch with durable composite decking, perfect for morning coffee or evening relaxation. Landscaped front yard and a double private driveway with parking for up to 9 vehicles. Single attached garage for added convenience. Conveniently located close to shopping, parks, and on a school bus route, this home offers easy access to everyday essentials and recreational opportunities.41 Rice Road is more than just a home; its a lifestyle. Whether hosting summer pool parties, enjoying peaceful evenings in the sunroom, or simply relishing the comfort of your beautifully appointed spaces, this property is designed to make every day special. Schedule your private viewing today and experience the magic of 41 Rice Road!

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Property Summary

This detached home located at 41 Rice Road, St. Thomas is currently for sale and has been available on SousaSells for 538 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 41 Rice Road, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 20, 2025
Sold price information is available to members only
Listed Date1/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size55.62 × 139.12 Feet
CountyElgin
Annual Tax$3,477
Legal DescriptionPCL 3-1 SEC 11M56; LT 3 PL 11M56 ST. THOMAS; S/T LT20864, LT20865, LT20866; ST. THOMAS

Parking & Garage

Parking Total9.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Central Vacuum, Sump Pump, Storage

Security Features

Community Features

Location

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41 Rice Road, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 41 Rice Road, St. Thomas, ON N5R 5Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in St. Thomas, ON

For a property listed at $649,900 in St. Thomas, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.