42 William Street, St. Thomas, ON

$474,900
MLS#:X9234830
3 beds
2 baths
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 14, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $474,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 33.2 x 92.7 ft lot size
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Storage, Upgraded Insulation, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 42 William St., where Victorian charm meets modern convenience in this beautiful home! Step into a world of character and elegance, where the main floor unfolds with grace. Two roomy living rooms invite you to relax by the fireplace or entertain guests in style. Two cozy bedrooms and a charming dining room offer versatility, while the expansive kitchen beams with its sizeable layout, perfect for culinary enthusiasts. Tall ceilings adorned with charactered moldings and large doorway openings enhance the personality of each room, creating an atmosphere of timeless fluidity. On the second floor a loft bedroom awaits, complete with its own ensuite bathroom, a generous walk-in closet, and even a unique rock climbing wall an adventurous touch that sets this home apart. Natural light pours in through ample windows, illuminating the timeless details and warm hues that touch every corner, creating an inviting ambiance throughout. Outside, discover a low-maintenance backyard featuring a two-tiered deck ideal for al fresco dining or simply enjoying the quiet privacy of your backyard hideaway. Recent upgrades includes a newer furnace to ensure comfort and efficiency year-round, adding peace of mind to the charm and allure of this distinguished residence.

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Property Summary

This detached home located at 42 William Street, St. Thomas is currently for sale and has been available on SousaSells for 718 days. This property is listed at $474,900 with an estimated mortgage of $1,581* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 42 William Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 14, 2024
Sold price information is available to members only
Listed Date7/31/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size33.2 × 92.7 Feet
CountyElgin
Annual Tax$2,481.43
Legal DescriptionPT LT 8 N/S ANN ST, 9 N/S ANN ST PL 23 ST. THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, Place Of Worship, School

Interior Features

Storage, Upgraded Insulation, Workbench

Security Features

Community Features

Location

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42 William Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 William Street, St. Thomas, ON N5R 3H2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,470 (30.0%)
* Minimum Canadian down payment required for this price is $23,745.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,430 over 30 years.
Purchase Price$474,900
Loan Amount$332,430
Provincial Land Transfer Tax:$5,973
Total Estimated Closing Taxes:$5,973

About Purchasing a Home in St. Thomas, ON

For a property listed at $474,900 in St. Thomas, the legal minimum down payment is $23,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,973 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.