Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
This property presents a strong opportunity for both end-users and investors looking for flexibility and long-term value in a growing St. Thomas market. The 4-level backsplit layout offers a functional and spacious design, with a 3+2 bedroom configuration that suits larger families or those needing multi-generational living space.One of the key highlights is the presence of two kitchens and a finished lower level, which opens the door to potential income generation or an in-law suite setup. This added versatility is a major advantage in today's market, especially given rising rental demand in the area.The home is located in a well-established, family-friendly neighbourhood, within walking distance to schools and close to major amenities. Its proximity to key infrastructure projects and local employment growth centers further supports long-term appreciation potential. solid 3+2 backsplit with 2 kitchens = great flexibility. Works well for multi-gen or rental setup.
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This detached home located at 43 Dyer Street, St. Thomas is currently for sale and has been available on SousaSells for 32 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 43 Dyer Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Hospital, Lake/Pond, Park, Place Of Worship, School
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 43 Dyer Street, St. Thomas, ON N5R 5K2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $549,900 in St. Thomas, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.