43 Queen Street, St. Thomas, ON
Property no longer active
This property was sold on February 4, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and brick front construction, this residence presents an exceptional opportunity offered at $559,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 40 x 72 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Discover this charming and spacious Up/Down Duplex nestled in the heart of St. Thomas' coveted Courthouse District. Each unit boasts 2 bedrooms and 1 bath, making this property an excellent investment or a home with built-in income potential. Both units feature updated systems with 2 new furnaces and 2 A/C units installed in 2018. The shingles were replaced in 2017 and come with a transferable warranty. The property includes 1 owned water heater (2019) and 1 rented water heater, along with two separate 100 AMP hydro meters for convenience. The upper unit received significant updates in 2018, including a new tub/shower surround, windows, light fixtures, and an upgraded kitchen with new countertops. The beautifully renovated 2-bedroom main floor suite is a rare find that combines modern elegance with everyday convenience featuring a new spacious and bright eat-in kitchen, perfect for casual meals and entertaining, and a newly renovated bathroom featuring a stylish tub/shower, new vanity, and toilet. Each unit has its own laundry and basement access, offering added privacy and convenience. Benefit from two separate driveways, one off Queen St. and another off St. Annes St. providing ample parking space. This property presents a fantastic opportunity to live in one unit while generating rental income from the other. With its blend of historical charm and modern updates, this duplex is perfect for those seeking a vibrant community with all the conveniences of contemporary living. Don't miss out on this unique opportunity to own a piece of St. Thomas' beautiful Courthouse District.
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Property Summary
This duplex located at 43 Queen Street, St. Thomas is currently for sale and has been available on SousaSells for 622 days. This property is listed at $559,000 with an estimated mortgage of $1,861* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 43 Queen Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 43 Queen Street, St. Thomas, ON N5R 3J1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $559,000 in St. Thomas, the legal minimum down payment is $30,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,655 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,655.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.