43 Southwick Street, St. Thomas, ON
Property no longer active
This property was sold on July 2, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 45.67 x 122.42 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available
- Notable attributes: On Demand Water Heater, Primary Bedroom - Main Floor, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Attention investors or owners looking for the perfect live-in opportunity with income potential! This move-in ready, solid duplex is located in a prime St. Thomas location and is full of character, showcasing beautiful hardwood floors, rich wood trim, and separate hydro meters for each unit. The front unit is spacious and inviting, featuring a large living room, an eat-in area, and a country-sized kitchen and a winding staircase. Upstairs, you'll find two generous bedrooms and a private deck off the second floor, along with a three-piece bath and a washer-dryer unit conveniently included. Central air ensures year-round comfort. The rear unit offers even more appeal, boasting a large dining room, a functional kitchen with a walk-in pantry and laundry, and a master bedroom complete with vaulted ceilings, heated floors, a two-piece ensuite, and an additional four-piece bathroom. Step outside from the master to a private patio that leads to a beautifully landscaped, fenced yard, complete with a second patio and a shed for extra storage. The exterior of the home is just as impressive, with a large covered front porch, a concrete driveway that can fit approximately six cars, and a stamped concrete walkway. The front unit is currently vacant, giving you the flexibility to handpick your own tenant or rent out both units immediately. Estimated rental income is approximately $1900 $2000 per month for the front unit and $1600 $1800 for the rear unit. Alternatively, this home could easily be converted back into a spacious single-family residence if desired. With so much charm, flexibility, and income potential, this property is an incredible opportunity you won't want to miss.
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Property Summary
This duplex located at 43 Southwick Street, St. Thomas is currently for sale and has been available on SousaSells for 398 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 43 Southwick Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Hospital, Park, Public Transit
Interior Features
On Demand Water Heater, Primary Bedroom - Main Floor, Storage
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 43 Southwick Street, St. Thomas, ON N5R 3R9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $549,900 in St. Thomas, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.