43 Stirling Crescent, St. Thomas, ON
Property Highlights
Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 59.18 x 105 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Bring your vision and unlock the potential in this spacious 3-level side-split! With attractive curb appeal and a solid foundation to build upon, this home is waiting for its next chapter. Offering 3 bedrooms, 2 bathrooms, and a versatile layout, you'll appreciate the convenience of included appliances, 2 cozy fireplaces, some replacement windows, a newer furnace and central air, generous storage space, and a large outdoor shed.While the home is ready for updating and fresh ideas, the possibilities are endless for creating a space that truly reflects your style. Whether You're a first-time buyer, investor, or someone looking for a rewarding project, this is an opportunity to add value and make it your own. *Two fireplaces in the home. Fireplace in Lower Level is being sold in "As Is" condition
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Property Summary
This detached home located at 43 Stirling Crescent, St. Thomas is currently for sale and has been available on SousaSells for 27 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 43 Stirling Crescent, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 43 Stirling Crescent, St. Thomas, ON N5P 3R4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $429,900 in St. Thomas, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.