44 Elgin Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $512,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 55 x 76 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don't miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne's Place.
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Property Summary
This detached home located at 44 Elgin Street, St. Thomas is currently for sale and has been available on SousaSells for 0 days. This property is listed at $512,900 with an estimated mortgage of $1,707* per month. It has 2 beds, 2 bathrooms, and is 2000-2500 square feet. 44 Elgin Street, St. Thomas is in the St. Thomas neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.
- •2 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Public Transit
Interior Features
- Water Heater Owned
Security Features
- Smoke Detector
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Thomas?
If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 2-bedroom detached at 44 Elgin Street, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Thomas Buyer Budget & Costs
Estimated mortgage: $1,707*/month*. Estimated Ontario Land Transfer Tax: $6,733. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Thomas
Frequently Asked Questions about 44 Elgin Street, St. Thomas, ON
Q.What is the asking price for 44 Elgin Street, St. Thomas, ON ?
The current listing price for 44 Elgin Street, St. Thomas, ON in St. Thomas, St. Thomas is $512,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 44 Elgin Street, St. Thomas, ON ?
44 Elgin Street, St. Thomas, ON is a Detached (2-Storey) featuring a Unfinished basement.
Q.What key property features does 44 Elgin Street, St. Thomas, ON offer?
Key property features include: Public Transit.
Q.What interior features are included in this home?
Interior highlights include: Water Heater Owned.
Q.What security features are installed at 44 Elgin Street, St. Thomas, ON ?
Security features include: Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Thomas, St. Thomas
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 44 Elgin Street, St. Thomas, ON N5R 3M1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $512,900 in St. Thomas, the legal minimum down payment is $26,290 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,733 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,733.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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