44 Hammond Street, St. Thomas, ON

$414,900
MLS#:X13460256
3 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
44 Hammond Street, St. Thomas, ON N5P 2B7

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $414,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 34.85 x 156.69 ft lot
  • Features a full, finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 44 Hammond Street in St. Thomas! This well maintained semi detached home offers an excellent opportunity for first time buyers, young families, or anyone looking for an updated home at an affordable price. Featuring 3 bedrooms and 2 bathrooms, the home has been thoughtfully updated with clean, modern finishes throughout, creating a bright and inviting atmosphere. The main floor is spacious and open featuring designated dining, living, and cooking spaces. The functional layout provides comfortable living spaces for everyday life, while the massive fully fenced backyard offers plenty of room for kids, pets, entertaining, or simply enjoying the outdoors. Recent updates include AC (2020), furnace (2022), stove and gas line installation (2020), rear roof replacement (2020), and attic insulation upgrades (2020), providing peace of mind for years to come. Conveniently located close to schools, parks, shopping, and everyday amenities, this move in ready home delivers outstanding value in a growing community. Don't miss your chance to make 44 Hammond Street your next home.

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Property Summary

This detached home located at 44 Hammond Street, St. Thomas is currently for sale and has been available on SousaSells for 49 days. This property is listed at $414,900 with an estimated mortgage of $1,381* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 44 Hammond Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished, Separate Entrance
Lot Size34.85 × 156.69 Feet
CountyElgin
Annual Tax$2,238.57
Legal DescriptionPT BLK G PL 110 YARMOUTH PT 10 11R198; ST. THOMAS

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • School

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 44 Hammond Street, St. Thomas, ON

Q.What is the asking price for 44 Hammond Street, St. Thomas, ON ?

The current listing price for 44 Hammond Street, St. Thomas, ON in St. Thomas, St. Thomas is $414,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 44 Hammond Street, St. Thomas, ON ?

44 Hammond Street, St. Thomas, ON is a Semi-Detached (2-Storey) featuring a Full, Finished, Separate Entrance basement.

Q.What key property features does 44 Hammond Street, St. Thomas, ON offer?

Key property features include: Fenced Yard, Park, School.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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44 Hammond Street, St. Thomas, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44 Hammond Street, St. Thomas, ON N5P 2B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$124,470 (30.0%)
* Minimum Canadian down payment required for this price is $20,745.
Amortization Period30 Years
Estimated Monthly Payment$1,381Based on a loan of $290,430 over 30 years.
Purchase Price$414,900
Loan Amount$290,430
Provincial Land Transfer Tax:$4,773
Total Estimated Closing Taxes:$4,773

About Purchasing a Home in St. Thomas, ON

For a property listed at $414,900 in St. Thomas, the legal minimum down payment is $20,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,773 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,773.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.