44 Rosethorn Court, St. Thomas, ON

$599,000
MLS#:X12817946
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 110 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Showcasing extensive upgrades throughout this 3-bedroom home with 2 "other" rooms in the basement that are currently used as bedrooms, make this the perfect family home. Ideally situated on a quiet, family-friendly cul-de-sac just minutes from the vibrant Elgin Centre. The bright and beautifully updated main floor features stylish new flooring & a stunning renovated main 4 piece bathroom (2021). A spacious formal living room, highlighted by a brand-new front window (2025), offers a sun-filled setting to relax and watch the world go by. The open-concept GCW kitchen, completely renovated in 2022 with sleek cabinetry, updated appliances, flows effortlessly into the dining area and inviting den. Anchored by a cozy gas fireplace, this welcoming space is perfect for entertaining. Patio doors off the kitchen lead to a private rear deck featuring a gas fireplace-an incredible outdoor extension of your living space-overlooking a fully fenced backyard complete with a handy storage shed. The generous primary bedroom provides a peaceful escape, while two additional well-sized bedrooms complete the thoughtfully designed main level. Downstairs, the fully renovated lower level (2023) is truly a showstopper. A sprawling family room with custom built-ins, new flooring, and a second gas fireplace creates the ultimate gathering space-perfect for movie nights & game days Two additional spacious other rooms (used as bedrooms) & a beautifully appointed 4-piece bathroom with double sinks & a walk-in shower make this level ideal for teenagers, guests, or multi-generational living. A dedicated laundry room with abundant storage adds even more convenience. Updates include: New furnace and central air (2023) and an owned hot water tank (2024). The driveway was extended in 2020 for added parking, and there's a single-car garage. Impeccably updated and thoughtfully designed this home is a dream to show.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 9, 2026
Sold price information is available to members only
Listed Date2/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
Lot Size40 × 110 Feet
CountyElgin
Annual Tax$3,788
Legal DescriptionPCL 8-1 SEC 11M74; LT 8 PL 11M74 ST. THOMAS; S/T LT27623; ST. THOMAS

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Sump Pump

Security Features

Community Features

Location

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44 Rosethorn Court, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44 Rosethorn Court, St. Thomas, ON N5R 6C9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$34,900 (5.8%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period25 Years
Estimated Monthly Payment$3,362Based on a loan of $564,100 over 25 years.
Purchase Price$599,000
Loan Amount$564,100
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in St. Thomas, ON

For a property listed at $599,000 in St. Thomas, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$623,018

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.