This property was sold on July 3, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $359,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Desirable 2 bedroom condo on the 3rd floor. Updated kitchen cabinets and bathroom featuring a walk-in shower. Living room/dining room featuring a gas fireplace, which most owners use to heat the entire unit. Good size bedrooms. In-suite laundry. Storage room off the foyer. A balcony off the living room. Patio door replaced in 2024. Wall mounted AC unit. Great location across from Metro, a medical centre, Denny's, Elgin Centre, and close to Optimist Park. This building features secured entry, an elevator, party room, exercise room, common patio and barbeque at the back of the building, plenty of open parking. Condo fee as of January 1, 2025 are $311.28 and includes building maintenance, ground maintenance, building insurance, management, exterior maintenance, and water.
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This condo apartment located at 440 Wellington Street, St. Thomas is currently for sale and has been available on SousaSells for 444 days. This property is listed at $359,900 with an estimated mortgage of $1,198* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 440 Wellington Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Park
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 440 Wellington Street 308, St. Thomas, ON N5R 5X5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $359,900 in St. Thomas, the legal minimum down payment is $17,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,874 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,874.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.