Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this beautifully maintained 2-bedroom condo in one of St. Thomas's most convenient locations! Enjoy an open, functional layout with lots of natural light, plenty of storage, and stylish updates throughout - including a tastefully modernized kitchen and bathroom. Step out to your private balcony for morning coffee or evening relaxation. The well-managed building offers great amenities - elevator, secure entry, open parking, fitness room, party room, and a lovely shared patio with BBQ area. Located just steps from Metro, the Medical Centre, Dennys, and the Elgin Mall, everything you need is right across the street. All appliances included and quick possession is available. Perfect for first-time buyers, downsizers, or investors! Low condo fees cover maintenance, insurance, management, and water - giving you peace of mind and truly easy living. Your new home in the heart of St. Thomas is waiting!
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Data-driven valuation for 440 Wellington Street 311, St. Thomas, ON N5R 5X5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $349,900 in St. Thomas, the legal minimum down payment is $17,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,724 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,724.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.