This property was sold on November 29, 2024. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Well maintained 3 bedroom, 2 bathroom condo in a very desirable location. This 1,220 square foot unit features a modern kitchen, updated bathroom with a tiled shower, both vanities replaced, lighting, paint. Large master bedroom with a 2 piece ensuite. New sliding door in 2022. The gas fireplace is the main heating source and a ductless split AC unit and wall mounted AC unit are included. In-suite laundry. Good size closets. A covered balcony off the living room. Great location across from Metro, Denny's, Elgin Centre, and close to optimist Park. This building features secured entry, an elevator, party room, exercise room, common patio at the back of the building, and plenty of open visitor parking. Condo fees are $403.51 per month, which includes building maintenance, ground maintenance, building insurance, management, exterior maintenance, and water.
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This condo apartment located at 440 Wellington Street, St. Thomas is currently for sale and has been available on SousaSells for 670 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 3 beds, 2 bathrooms, and is 1200-1399 square feet. 440 Wellington Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Golf, Hospital, Library, Park, Public Transit, Rec./Commun.Centre
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No historical data available for this property.
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Data-driven valuation for 440 Wellington Street 224, St. Thomas, ON N5R 5X5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $419,900 in St. Thomas, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.