4.5 Morrison Drive, St. Thomas, ON

$574,900
MLS#:X12712764
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 41.29 x 118 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautifully Maintained All-Brick Bungalow, perfect layout & location for empty nesters. This beautiful bungalow includes 2+1 Bdrms (potential), 2 Full Bathrooms, 1.5 Car Garage, & Private Double Driveway! This home has gorgeous curb appeal featuring a stamped concrete drive, which leads to the charming covered front porch, with elegant glass storm/screen door, leading into the welcoming front foyer. Main floor provides complete & seamless living, featuring a large open- concept kitchen, with tons of counter and cupboard space, including a breakfast bar island with seating (for 3+) and an additional food-prep sink. The kitchen overlooks the spacious dining and living room area, complemented w/ a vaulted ceiling, pot lighting and a cozy gas fireplace. French doors off of the living room lead you out to the low maintenance, private, completely fenced backyard with a sprawling deck, pergola, as well as beautiful planned garden areas. Main floor also showcases a vast primary bedroom with a sizeable walk-in closet, large 4PC washroom with separate shower (replaced in 2022), soaker tub, large vanity & an additional door which leads to the main floor laundry area. Main floor also features a room currently set up as a den, but easily converted to a main floor spare/2nd bdrm. The lower level boasts another spare bedroom, full 3PC washroom, family room w/ closet, cold storage, & huge unfinished area ready to be transformed into your own desires. This property has great positioning for added privacy that you don't often find! Central air conditioner replaced in 2024. Shingles replaced in 2016. Dishwasher replaced in 2024. Owned tankless water heater. This wonderful SE neighbourhood has restaurants nearby, St.Thomas Elgin General Hospital, 20 minute walk to the famous Pinafore Park & great amenities at your fingertips, either a short walk, bus ride or drive! Located a 20 min drive S of London! 15 minute drive to Port Stanley & beautiful Lake Erie Beaches. Just move-in & ENJOY!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 20, 2026
Sold price information is available to members only
Listed Date1/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size41.29 × 118 Feet
CountyElgin
Annual Tax$4,116
Legal DescriptionPCL 9-1 SEC 11M138; LT 9 PL 11M138 ST. THOMAS; S/T E327247; ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, School, School Bus Route

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

Initializing map...
4.5 Morrison Drive, St. Thomas, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4.5 Morrison Drive, St. Thomas, ON N5R 4S6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$32,490 (5.7%)
* Minimum Canadian down payment required for this price is $32,490.
Amortization Period25 Years
Estimated Monthly Payment$3,232Based on a loan of $542,410 over 25 years.
Purchase Price$574,900
Loan Amount$542,410
Provincial Land Transfer Tax:$7,973
Total Estimated Closing Taxes:$7,973

About Purchasing a Home in St. Thomas, ON

For a property listed at $574,900 in St. Thomas, the legal minimum down payment is $32,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,973 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,973.

Nearby Listings

Distance:

No current listings found in St. Thomas.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$624,058

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.