45 St George Street, St. Thomas, ON
Property no longer active
This property was sold on May 13, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 66.25 x 134 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater Owned, Water Heater, On Demand Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 45 St. George Street in the heart of St. Thomas. This spacious century brick home is filled with character, charm, and endless possibilities. Cherished by the same family since 1980, and now ready for its next chapter. The main floor features impressive 12-foot ceilings and 12-inch baseboards, a gas fireplace, full bathroom, laundry room, and a main-level bedroom. Theres a formal dining room and multiple living spaces, including a back room with its own entrance, perfect for an office, studio, or in-law setup. Upstairs offers three bedrooms, with potential for a fourth. You'll find another full bath, and a bonus room featuring a kitchenette with water and gas already set up. A great investment opportunity for a future duplex or conversion into a separate apartment. Outside, you'll be impressed by the large fenced yard, a separate fenced patio area, and a private rear laneway with parking for 6+ vehicles, including a carport and an accessible ramp to the back door. Note: the single car garage is currently out of commission but was once used as a great workshop space and still shows potential for extra parking. Properties like this don't come up every day. Don't miss your chance to make this one of a kind home your own.
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Property Summary
This detached home located at 45 St George Street, St. Thomas is currently for sale and has been available on SousaSells for 439 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 4 beds, 2 bathrooms, and is 2500-3000 square feet. 45 St George Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Library, Place Of Worship, School, Public Transit, Park
Interior Features
Water Heater Owned, Water Heater, On Demand Water Heater, In-Law Capability, Wheelchair Access, Storage
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 45 St George Street, St. Thomas, ON N5P 2L3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $299,900 in St. Thomas, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.