48 Cottonwood Drive, St. Thomas, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 45.94 x 111.05 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this former model home at Cannon Homes at the north-east end of St. Thomas, making this home great for commuting to London via Highbury or Wellington Rd. Tons of updates have been done in the last 5 years. Bigger than it looks, this Freshly painted 3+1 bedroom bungalow with a single car garage (inside entry and wifi enabled garage door opener with keyless entry) has a beautiful updated kitchen and dining area (2025) with plenty of cupboard (with pull out drawers) and counter (quartz) spaces. From the dining area, you walk out through a patio door that leads you to a covered deck plus glass railing on a fully fenced private backyard with a raised vegetable garden. The fully finished basement, tastefully renovated in 2021, comes with a spacious family room/playroom with a built-in entertainment unit and electric fireplace, an office, and an extra bedroom perfect for your overnight guest, plus a 3-pc bathroom and more storage. All windows have lifetime transferablewarranty (North Star windows, double-hung) and exterior doors (both with keyless entry), including patio doors, have been updated in 2023. Perfect home for everyone, from young professionals, a young/growing family, or a family that is looking to downsize. Move-in ready, nothing to do here except to unpack.
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Property Summary
This detached home located at 48 Cottonwood Drive, St. Thomas is currently for sale and has been available on SousaSells for 44 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 48 Cottonwood Drive, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Park, School Bus Route
Interior Features
Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage, Sump Pump
Security Features
Carbon Monoxide Detectors, Smoke Detector
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 48 Cottonwood Drive, St. Thomas, ON N5P 4M7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $639,900 in St. Thomas, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.