531 Elm Street, St. Thomas, ON
Property no longer active
This property was sold on August 1, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Sidesplit 5 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $659,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 69.65 x 179.98 ft lot
- Features a finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 8.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to Your Dream Home in the Desirable Mitchell Hepburn School District! This exceptional 5-level side split offers the perfect blend of space, function, and privacy ideal for growing or multi-generational families. Nestled on a mature, tree-lined 60 x179-foot lot, this home boasts a rare combination of natural seclusion and urban convenience. With a double garage and parking for up to 8 vehicles, there's room for everyone and everything. Step through the convenient mudroom into a warm and inviting main level. Here, you'll find a cozy living room featuring a gas fireplace, built-in shelving, a closet with laundry hookups, and patio doors leading to a private backyard oasis perfect for outdoor entertaining or peaceful mornings. Just a few steps up is a stunning chefs kitchen, newly installed in 2023. This entertainers dream features a large island with stone countertops, a wet bar, bar fridge, and sweeping views from both the front and back of the home. The adjoining dining space comfortably accommodates the whole family, making it a central hub for gatherings. On the third level, you'll find three spacious bedrooms, including a primary suite with direct access to a beautifully updated 4-piece cheater ensuite. The lower level is equally impressive, with a large family room that offers a walk-up to the backyard, water hookups ready for a kitchenette, a generous fourth bedroom, and a 3-piece bathroom making it an ideal layout for an in-law suite or mortgage helper. The basement level offers ample storage with built-in shelving and a designated laundry area, ensuring everything has its place. The fully fenced in back yard is an amazing space for the kids and pets to play. There's a covered deck, stunning landscaping and 2 sheds and ample green space. Whether you're looking to generate rental income, accommodate extended family, or simply enjoy a spacious, updated retreat, this property delivers on all fronts. Don't miss your chance to make it yours!
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Property Summary
This detached home located at 531 Elm Street, St. Thomas is currently for sale and has been available on SousaSells for 375 days. This property is listed at $659,900 with an estimated mortgage of $2,197* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 531 Elm Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Hospital, Place Of Worship
Interior Features
Auto Garage Door Remote, In-Law Capability
Security Features
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 531 Elm Street, St. Thomas, ON N5R 1K6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $659,900 in St. Thomas, the legal minimum down payment is $40,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,673 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.