54 REGENT Street, St. Thomas, ON

$549,900
MLS#:X9507610
3 beds
2 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 4, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 66 x 321.42 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 54 Regent Street, a gorgeous century home boasting over 2100 sf of living space on a dead-end street with amazing character and features that are sure to impress. The home is situated on nearly half an acre and backs onto a lush ravine that gives you ample privacy. As you walk up to the home, you will be greeted with a beautiful wraparound veranda, perfect for enjoying sunrises with coffee. Once inside, you enter the spacious foyer with French doors to a large living room with various layout possibilities. Ample natural light from multiple windows and space has been tastefully updated while maintaining character. From here you have a dedicated dining room and a renovated kitchen (2017) with granite counters, a breakfast bar, and stainless steel appliances (2020). Main floor laundry and 2-piece bath (2017). On the second floor, you have two bedrooms, a 4-piece bath with heated floors, and a loft currently used as an office, but with the potential to be a 4th bedroom. Finally, the third level features a large primary bedroom with his and her closets. Outside there is a brand new 14x26 drive-through garage that can double as a shop, set up with heat, a 240V outlet, a subpanel, and automatic garage door openers on both ends. Use as a garage or added man cave. Upgrades outdoors continue with a 2-tiered deck (2019) and shed (2022). Steel roof (2014), basement insulation (2015), various windows and doors (2017/2019), sewer line from clay to PVC (2021), concrete driveway (2022), and a new AC unit (June 2023).

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Property Summary

This detached home located at 54 REGENT Street, St. Thomas is currently for sale and has been available on SousaSells for 634 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 54 REGENT Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 4, 2024
Sold price information is available to members only
Listed Date10/23/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementUnfinished
Lot Size66 × 321.42 Feet
CountyElgin
Annual Tax$3,876.62
Legal DescriptionLT 12 PL 188 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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54 REGENT Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 54 REGENT Street, St. Thomas, ON N5R 2A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in St. Thomas, ON

For a property listed at $549,900 in St. Thomas, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.