55 St. Catherine Street, St. Thomas, ON
Property no longer active
This property was sold on September 2, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 50 x 120 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 7.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Auto Garage Door Remote, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This well cared for home is sure to impress. From the road it has great curb appeal with newer siding, windows and doors on a mature lot. Entering the home through the side door you are greeted by the spacious eat-in kitchen with access to the basement and backyard. Next is the combined living room and dining room area with hardwood floors, a main floor bedroom is off to the side and a formal foyer with stairs to the upper level. The second floor consists of two bedrooms and the main bathroom with stand up shower and tub. The unfinished basement is dry and is host to the laundry/storage area. The exterior offers a private double wide driveway with parking for 5, double detached garage with power, covered front porch and a perfect sized backyard.
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Property Summary
This detached home located at 55 St. Catherine Street, St. Thomas is currently for sale and has been available on SousaSells for 326 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 55 St. Catherine Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
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Features
Property Features
Library, Park
Interior Features
Auto Garage Door Remote, Sump Pump
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Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 55 St. Catherine Street, St. Thomas, ON N5P 2V9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $419,900 in St. Thomas, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.