Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this well cared for and freshly painted 4-level backsplit. Offering 2+1 bedrooms and 2 full bathrooms in the Southeast side of St. Thomas! This versatile layout provides plenty of space for families, downsizers, or those seeking multi-generational living. The upper level features a spacious primary bedroom complete with his and hers closets, a cozy reading nook, and direct access to the main bathroom with a jetted tub. A second bedroom and convenient laundry-located in the primary bathroom. The lower level offers a third bedroom, full bathroom, and a large family room with a gas fireplace and patio doors leading to a covered back porch-perfect for entertaining or unwinding. An additional level provides extra living space and includes a second set of laundry machines for added convenience. This home comes equipped with 7 appliances, including a new fridge, stove, and dishwasher, along with an owned water softener and filtration system for added comfort and peace of mind. Outside, enjoy a good-sized yard and a stamped concrete driveway that enhances curb appeal. Ideally located close to amenities, the Elgin Centre, and offering easy access to London and Highway 401, this home is a fantastic opportunity in a desirable location.
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This detached home located at 578 Wellington Street, St. Thomas is currently for sale and has been available on SousaSells for 32 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 578 Wellington Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Sloping, Place Of Worship, School Bus Route, Fenced Yard
Sump Pump, Water Softener
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 578 Wellington Street, St. Thomas, ON N5R 6E1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $589,900 in St. Thomas, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.