61 Churchill Crescent, St. Thomas, ON

$459,900
MLS#:X12370446
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 55.45 x 127.28 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 2 Bedroom, 1 Bath Bungalow! This adorable home is ideal for first-time buyers or those looking to downsize, offering just the right amount of space in a prime location. Situated just blocks from the hospital, Homedale Plaza, several parks, and great schools, this bungalow blends comfort with convenience. Step inside to find a spacious main floor featuring a large entryway off the driveway perfectly suited as a mudroom or cozy breakfast nook. The living room boasts a beautiful picture window overlooking the tree-lined street with laminate flooring. Sprinkled throughout the home is original hardwood floors in the bedrooms, dining room and hallway, adding warmth and character throughout the home. Enjoy a fully fenced backyard, ideal for kids, pets, or relaxing evenings outdoors, complete with a storage shed for all your tools and seasonal gear. The unfinished basement offers endless possibilities for additional living space, with peace of mind provided by a professionally installed $14,000 Advance Basement System with transferable warranty completed just a few years ago. Don't miss out on this cozy gem in a quiet, family-friendly neighborhood!

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Property Summary

This detached home located at 61 Churchill Crescent, St. Thomas is currently for sale and has been available on SousaSells for 324 days. This property is listed at $459,900 with an estimated mortgage of $1,531* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 61 Churchill Crescent, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 29, 2025
Sold price information is available to members only
Listed Date8/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size55.45 × 127.28 Feet
CountyElgin
Annual Tax$2,686.28
Legal DescriptionLOT 97 PLAN 242; ST. THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, Public Transit, School

Interior Features

Sump Pump

Security Features

Community Features

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Location

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61 Churchill Crescent, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 61 Churchill Crescent, St. Thomas, ON N5R 1P4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$137,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,995.
Amortization Period30 Years
Estimated Monthly Payment$1,531Based on a loan of $321,930 over 30 years.
Purchase Price$459,900
Loan Amount$321,930
Provincial Land Transfer Tax:$5,673
Total Estimated Closing Taxes:$5,673

About Purchasing a Home in St. Thomas, ON

For a property listed at $459,900 in St. Thomas, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.