7 Raven Avenue, St. Thomas, ON

$545,900
MLS#:X12999592
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $545,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50.08 x 107 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Opportunity and Lifestyle Await at 7 Raven Avenue! Tucked away on a quiet, mature street in a sought-after St. Thomas neighbourhood, this 3+1 bedroom bungalow is the perfect find for those looking to build immediate equity or create a custom multi-generational setup. The main floor features a traditional layout with three bedrooms and a bright living space that is ready for your modern vision. The true value lies in the versatile lower level, which offers a separate side entrance leading directly downstairs to a finished rec room, a fourth bedroom, and a second bathroom, providing the ideal footprint for a potential in-law suite or secondary unit. While the interior is a blank canvas awaiting your personal touch, the heavy lifting has already begun with an attached one-car garage and the majority of the windows recently replaced. The outdoor space is a private summer oasis, featuring a fully fenced lot, and a refreshing saltwater pool, perfect for hosting family BBQs. Situated just minutes from local parks, great schools, and all the amenities St. Thomas has to offer, this property offers the "bones" and the features to become a spectacular home. Whether you're a first-time buyer ready to renovate or an investor looking for a high-potential project, 7 Raven Ave is ready for its next chapter!

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Property Summary

This detached home located at 7 Raven Avenue, St. Thomas is currently for sale and has been available on SousaSells for 94 days. This property is listed at $545,900 with an estimated mortgage of $1,817* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 7 Raven Avenue, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size50.08 × 107 Feet
CountyElgin
Annual Tax$3,702
Legal DescriptionPCL 90-1 SEC M11; LT 90 PL M11 ST. THOMAS; S/T LT2877; ST. THOMAS

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Rec./Commun.Centre, School, School Bus Route, Public Transit

Interior Features

Auto Garage Door Remote, In-Law Capability

Security Features

Community Features

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Location

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7 Raven Avenue, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7 Raven Avenue, St. Thomas, ON N5R 5K8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$163,770 (30.0%)
* Minimum Canadian down payment required for this price is $29,590.
Amortization Period30 Years
Estimated Monthly Payment$1,817Based on a loan of $382,130 over 30 years.
Purchase Price$545,900
Loan Amount$382,130
Provincial Land Transfer Tax:$7,393
Total Estimated Closing Taxes:$7,393

About Purchasing a Home in St. Thomas, ON

For a property listed at $545,900 in St. Thomas, the legal minimum down payment is $29,590 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,393 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,393.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.