73 Flora Street, St. Thomas, ON

$319,900
MLS#:X12288676
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $319,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 21.67 x 132 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 73 Flora Street, a cozy 1.5 storey home full of charm and character, located near the beautiful downtown core of St. Thomas. With nearly 1,000 sq ft of finished living space, this 3-bedroom, 1.5-bathroom home is perfect for first-time buyers or anyone looking for a comfortable, affordable place to call home. Step inside and your'e greeted by a foyer that opens into a thoughtfully laid-out main floor featuring two cozy living rooms, a convenient main floor bedroom, a dining area, and a bright kitchen with main floor laundry. Upstairs, you'll find two more bedrooms with walk-in closets and a charming office space or library nook ideal for working from home or curling up with a good book. Enjoy your morning coffee on the covered front porch, perfect for rainy days, or host summer BBQs on the back deck overlooking a deep 132-ft lot with plenty of green space. Additional highlights include a spacious basement for extra storage that has been improved with damp-proofing. UPDATES: Sump Pump with 5 yr Warranty (2025), New Furnace, A/C + Basement Damp-proofing (2017), for year-round comfort and peace of mind. All electrical wiring and main water line have been upgraded to copper. ***A full pre-listing inspection report is available for review. Contact listing agent to receive a copy.***

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Property Summary

This detached home located at 73 Flora Street, St. Thomas is currently for sale and has been available on SousaSells for 368 days. This property is listed at $319,900 with an estimated mortgage of $1,065* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 73 Flora Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 28, 2025
Sold price information is available to members only
Listed Date7/16/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
Lot Size21.67 × 132 Feet
CountyElgin
Annual Tax$1,897
Legal DescriptionPT LT 11 E/S FLORA ST, 6 W/S YARWOOD ST PL 43 YARMOUTH AS IN E385002; ST. THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, Public Transit

Interior Features

Carpet Free, Sump Pump

Security Features

Community Features

Location

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73 Flora Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 73 Flora Street, St. Thomas, ON N5P 2X7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$95,970 (30.0%)
* Minimum Canadian down payment required for this price is $15,995.
Amortization Period30 Years
Estimated Monthly Payment$1,065Based on a loan of $223,930 over 30 years.
Purchase Price$319,900
Loan Amount$223,930
Provincial Land Transfer Tax:$3,274
Total Estimated Closing Taxes:$3,274

About Purchasing a Home in St. Thomas, ON

For a property listed at $319,900 in St. Thomas, the legal minimum down payment is $15,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,274 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,274.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.