74 Joyce Street, St. Thomas, ON
Property no longer active
This property was sold on August 12, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $465,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 39.47 x 94.27 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 74 Joyce Street, the perfect starter home for first time home buyers or investors looking to purchase in an established part of town. Featuring 3 bedrooms, 1.5 bathrooms, 2 large living rooms, and a fully fenced backyard, this largesemi-detached home is ready for a new owner. Located just a stones throw away from Waterworks Park and Dale Wood Conservation Area, a short drive to local shopping, and just minutes away from all amenities. This location is perfect for privacy and convenience. Meticulously maintained and priced to sell, don't miss your chance to make this house your home. It surely won't last long.
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Property Summary
This detached home located at 74 Joyce Street, St. Thomas is currently for sale and has been available on SousaSells for 741 days. This property is listed at $465,000 with an estimated mortgage of $1,548* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 74 Joyce Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Hospital, Park, School
Interior Features
Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 74 Joyce Street, St. Thomas, ON N5P 3M6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $465,000 in St. Thomas, the legal minimum down payment is $23,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,775 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,775.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.