75 Alma Street, St. Thomas, ON

$369,900
MLS#:X13875446
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 75 Alma Street St. Thomas ON listed at $369,900 (MLS# X13875446) - Main View
Open House
For Sale
Added:Oct 8, 2026(today)
Updated:Oct 8, 2026(today)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $369,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 31 x 66 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (2.0 total parking spaces)
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 75 Alma Street, a thoughtfully updated 3-bedroom, 1-bathroom home offering extensive renovations and comfortable one-level living. Renovated throughout in 2019-2020, including a rear addition, this home offers a bright, functional and move-in-ready space. The updated kitchen features quartz countertops, a gas stove and modern finishes, with durable vinyl flooring flowing throughout the home. The extensive renovation included all new plumbing, electrical and flooring, new vinyl siding, a new roof (2020), appliances (2020), and the majority of windows replaced in 2019. The driveway has also been freshly asphalted. Accessibility was considered during the renovation, including 36-inch doorways for easier mobility. Outside, enjoy a low-maintenance property with newer front sod and natural gas lines servicing both the BBQ and fire table, making it perfect for easy outdoor entertaining. The location adds even more convenience, with Talbot Street just steps away and easy access to restaurants, cafés, shopping, groceries, the St. Thomas Public Library and the popular Horton Farmers' Market. Enjoy having many everyday amenities within walking distance while still having your own private place to call home. With substantial renovations already completed and a convenient central location, 75 Alma Street is a great opportunity for down-sizers, first-timers, or investors, looking for a move-in-ready home where all of the major work has already been done.

Upcoming Open Houses

2 Scheduled
Saturday, October 10, 20261:00 PM - 3:00 PMPublic
Sunday, October 11, 20261:00 PM - 3:00 PMPublic
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Property Summary

This detached home located at 75 Alma Street, St. Thomas is currently for sale and has been available for 0 days. This property is listed at $369,900 with an estimated mortgage of $1,231* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 75 Alma Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$369,900
AddedOct 8, 2026 (today)
UpdatedOct 8, 2026 (today)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 FIRST CANADIAN CORP

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished, Crawl Space
Lot Size31 × 66 Feet
CountyElgin
Annual Tax$1,808
Rental Itemsn/a
Legal DescriptionPT LT 37 PL 59 YARMOUTH AS IN E405118; ST. THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Thomas Home Buyer Advisory & Market HubActive MLS® Listing in St. Thomas, Ontario

Looking to Buy a Home in St. Thomas?

If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 3-bedroom detached at 75 Alma Street, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Thomas Homes for Sale & MLS® Listings

Browse all verified St. Thomas real estate listings, compare active St. Thomas houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Thomas Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Thomas Buyer Budget & Costs

Estimated mortgage: $1,231*/month*. Estimated Ontario Land Transfer Tax: $4,024. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Thomas

Frequently Asked Questions about 75 Alma Street, St. Thomas, ON

Q.What is the asking price for 75 Alma Street, St. Thomas, ON ?

The current listing price for 75 Alma Street, St. Thomas, ON in St. Thomas, St. Thomas is $369,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 75 Alma Street, St. Thomas, ON ?

75 Alma Street, St. Thomas, ON is a Detached (Bungalow) featuring a Unfinished, Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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75 Alma Street, St. Thomas, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 75 Alma Street, St. Thomas, ON N5P 3B2

Estimated Sales Range
$351,000 - $363,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$110,970 (30.0%)
* Minimum Canadian down payment required for this price is $18,495.
Amortization Period30 Years
Estimated Monthly Payment$1,231Based on a loan of $258,930 over 30 years.
Purchase Price$369,900
Loan Amount$258,930
Provincial Land Transfer Tax:$4,024
Total Estimated Closing Taxes:$4,024

About Purchasing a Home in St. Thomas, ON

For a property listed at $369,900 in St. Thomas, the legal minimum down payment is $18,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,024 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,024.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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