77 First Avenue, St. Thomas, ON

$419,999
MLS#:X13822622
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 77 First Avenue St. Thomas ON listed at $419,999 (MLS# X13822622) - Main View
Price Change
For Sale
Added:Sep 24, 2026(35 days ago)
Updated:Oct 29, 2026(today)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $419,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 115.5 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Water Heater Owned, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 77 First Avenue in St. Thomas! This charming 1-storey home is an excellent opportunity for first-time buyers, downsizers or anyone looking for a property with room to grow. The main floor features a bright, open-concept living and dining area, an updated kitchen with granite countertops and backsplash, an updated bathroom, and a versatile office or bedroom with patio doors leading to the deck. Upstairs, you'll find the primary bedroom and a second bedroom. The unfinished basement includes a roughed-in bathroom and offers plenty of potential for additional living space. Outside, the fully fenced backyard is made for summer enjoyment, complete with an inground saltwater pool and a fantastic patio for entertaining. Improvements over the years include the furnace and central air conditioning (approx. 2021), flooring throughout (approx. 2021), granite kitchen countertops and backsplash (approx. 2021), an updated electrical panel (approx. 2020), owned water heater (2026), new sand filter and solar cover for pool (2026), fencing and deck (approx. 2020). The durable metal roof was installed by a previous owner and remains in great condition. Conveniently located close to shopping, schools, the hospital, restaurants, the Family YMCA and everyday amenities, this inviting home offers comfort, versatility and exceptional outdoor living. Plus did we mention there was a POOL!!

Schedule a Tour

No public open houses currently scheduled. Request a private in-person viewing or live video walkthrough at your convenience.

Private Viewings Available
Or choose date:
Free service • No obligation • Licensed REALTOR® accompaniment
Price Drop Alert

Waiting for a price change? Get an instant notification if the seller reduces the asking price.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 77 First Avenue, St. Thomas is currently for sale and has been available for 35 days. This property is listed at $419,999 with an estimated mortgage of $1,398* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 77 First Avenue, St. Thomas is in the St. Thomas neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Price$419,999
AddedSep 24, 2026 (35 days ago)
UpdatedOct 29, 2026 (today)
Last Checked5 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX ADVANTAGE REALTY LTD.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Vinyl Siding
BasementUnfinished, Full
Lot Size40 × 115.5 Feet
CountyElgin
Annual Tax$2,954
Rental Itemsnone
Legal DescriptionPART OF LOT 8 BLOCK 23 PLAN 65 AS IN E393645 CITY OF ST. THOMAS

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Hospital
  • Park
  • School

Interior Features

  • Water Heater Owned
  • Sump Pump

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Thomas Home Buyer Advisory & Market HubActive MLS® Listing in St. Thomas, Ontario

Looking to Buy a Home in St. Thomas?

If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 3-bedroom detached at 77 First Avenue, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Thomas Homes for Sale & MLS® Listings

Browse all verified St. Thomas real estate listings, compare active St. Thomas houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Thomas Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Thomas Buyer Budget & Costs

Estimated mortgage: $1,398*/month*. Estimated Ontario Land Transfer Tax: $4,875. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Thomas

Frequently Asked Questions about 77 First Avenue, St. Thomas, ON

Q.What is the asking price for 77 First Avenue, St. Thomas, ON ?

The current listing price for 77 First Avenue, St. Thomas, ON in St. Thomas, St. Thomas is $419,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 77 First Avenue, St. Thomas, ON ?

77 First Avenue, St. Thomas, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Full basement.

Q.What key property features does 77 First Avenue, St. Thomas, ON offer?

Key property features include: Fenced Yard, Hospital, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

Initializing map...
77 First Avenue, St. Thomas, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Pricing & Value Insights

Data-driven valuation for 77 First Avenue, St. Thomas, ON N5R 4N6

Estimated Sales Range
$399,000 - $412,000

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$126,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,000.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,999 over 30 years.
Purchase Price$419,999
Loan Amount$293,999
Provincial Land Transfer Tax:$4,875
Total Estimated Closing Taxes:$4,875

About Purchasing a Home in St. Thomas, ON

For a property listed at $419,999 in St. Thomas, the legal minimum down payment is $21,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,875 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,875.

Similar Listings in St. Thomas, St. Thomas

Explore all Just Listed Homes in St. Thomas →

St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in St. Thomas

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All St. Thomas Homes
Residential Freehold for sale - 3 Bed, 1 Bath Home at 114 FAIRVIEW Avenue St. Thomas ON listed at $474,900 (MLS# X14127062)
Added 7 hours ago
$474,900Est. $1,581/mo
3bd
1ba
Residential Freehold

114 FAIRVIEW Avenue, St. Thomas

Oct 29, 2026
DOM: 1

3 bed, 1 bath Detached for sale in St. Thomas. View photos, price history, school ratings & sold comps.

MLS#: X14127062
For Sale
Residential Freehold for sale - 2 Bed, 2 Bath Home at 420 Forest Avenue St. Thomas ON listed at $398,888 (MLS# X14126254)
Added 21 hours ago
$398,888Est. $1,328/mo
2bd
2ba
Residential Freehold

420 Forest Avenue, St. Thomas

Oct 28, 2026
DOM: 2

2 bed, 2 bath Att/Row/Townhouse for sale in St. Thomas. View photos, price history, school ratings & sold comps.

MLS#: X14126254
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 5 Havenridge Court St. Thomas ON listed at $495,000 (MLS# X14113878)
Added 5 days ago
$495,000Est. $1,648/mo
3bd
2ba
Residential Freehold

5 Havenridge Court, St. Thomas

Oct 23, 2026
DOM: 7

3 bed, 2 bath Detached for sale in St. Thomas. View photos, price history, school ratings & sold comps.

MLS#: X14113878
For Sale
Residential Freehold for sale - 3 Bed, 2 Bath Home at 9 Butler Drive St. Thomas ON listed at $520,000 (MLS# X14106540)
Added 6 days ago
$520,000Est. $1,731/mo
3bd
2ba
Residential Freehold

9 Butler Drive, St. Thomas

Oct 22, 2026
DOM: 8

3 bed, 2 bath Detached for sale in St. Thomas. View photos, price history, school ratings & sold comps.

MLS#: X14106540
For Sale