88 Moore Street, St. Thomas, ON

$499,000
MLS#:X8491654
5 beds
2 baths
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 10, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Premium 43 x 160 ft lot size
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 88 Moore, a charming and spacious 5-bedroom century home located on a quiet street in the heart of St. Thomas, in close proximity to all amenities and the Whistlestop trail. Situated on a deep 160' lot, this property offers ample parking and a generously sized 2-car garage with an attached "she-shed/man-cave."The home retains much of its original character, featuring tall 10' ceilings on the main floor and 9' ceilings upstairs. Upon entering the front foyer, you'll be greeted by the original staircase, complemented by a recently updated shiplap-style coat wall and bench. The main floor boasts a large living room with a built-in electric fireplace, a massive dining room, and a den/office, all adorned with original trim, baseboards, and wainscoting beneath large, bright windows that flood the rooms with natural light.The main floor also includes an updated 3-piece bathroom, a functional eat-in kitchen with modern appliances, a main floor bedroom, and a mudroom at the back, providing a private entrance into the home. It's the perfect setup for a growing family, a multigenerational household, or an income property.Upstairs, you'll find 4 spacious bedrooms and a large 4-piece bathroom. The basement offers laundry facilities, a newer furnace (2019), 200-amp breaker service, and plenty of additional storage space.The fully fenced, treed, and private backyard features a gate on the driveway, allowing for vehicle and recreational toys/equipment parking in the rear. Don't miss checking out the cozy backyard retreat with a pellet stove, perfect for a personal hangout space outside the home. The large garage provides an ideal workshop or extra storage space.Come see the unique blend of character and modern updates at 88 Moore --your new home awaits!

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Property Summary

This detached home located at 88 Moore Street, St. Thomas is currently for sale and has been available on SousaSells for 748 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 5 beds, 2 bathrooms, and is unknown square feet. 88 Moore Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 10, 2024
Sold price information is available to members only
Listed Date7/1/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size43 × 160 Feet
CountyElgin
Annual Tax$3,000
Legal DescriptionPT LT 75 PL 19 ST. THOMAS AS IN E182095; ST. THOMAS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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88 Moore Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 88 Moore Street, St. Thomas, ON N5R 3W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in St. Thomas, ON

For a property listed at $499,000 in St. Thomas, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.