91 CURTIS Street, St. Thomas, ON

$519,900
MLS#:X12012361
4 beds
4 baths
< 700 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey triplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning < 700 sqft on a premium 39.44 x 123.67 ft lot
  • Features a separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Separate Hydro Meter, Sump Pump
  • equipped with window unit(s) central cooling and highly efficient water heating via gas

Description

ATTENTION INVESTORS!! Welcome to 91 Curtis St. in historic St. Thomas! This Brick 2.5 storey TRIPLEX is situated in a prime location downtown with countless amenities all within steps from the front door, plus a quick drive to London, HWY 401, & Port Stanley beach. The MAIN floor (including partially finished basement) is currently rented month to month for $1486 + hydro and offers 1 spacious bedroom, a 4 piece bath, updated kitchen, large living room & dining room plus a partially finished lower with a bonus room, laundry, storage & a side entrance. The SECOND floor unit currently rented month to month for $1600 + hydro and offers 2 bedrooms, living room, kitchen, an updated 4 piece bath, plenty of living space & lots of natural light. The THIRD floor unit currently vacant (previously rented for $1300 + hydro) offers 1 bedroom, living room, kitchen and a 3 piece bath. Seperate hydro meters for all units as well as fire escapes! The rear yard has plenty of parking plus an oversized garage currently rented month to month for $300!! Some additional notable updates include: newer shingles '15, windows, flooring, electrical panels & gas boiler '08. With the ability to generate over $55,000 per year in gross rents, this property offers a great opportunity in an excellent location to add on to your income property portfolio!

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Property Summary

This triplex located at 91 CURTIS Street, St. Thomas is currently for sale and has been available on SousaSells for 495 days. This property is listed at $519,900 with an estimated mortgage of $1,731* per month. It has 4 beds, 4 bathrooms, and is < 700 square feet. 91 CURTIS Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
3
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 22, 2025
Sold price information is available to members only
Listed Date3/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2 1/2 Storey
ConstructionBrick
BasementSeparate Entrance, Partially Finished
Lot Size39.44 × 123.67 Feet
CountyElgin
Annual Tax$2,629
Legal DescriptionPT LT 7 N/S LAWRENCE ST, 8 N/S LAWRENCE ST PL 37 ST THOMAS AS IN E378783 S/T & T/W E378783 ST. THOMAS

Parking & Garage

Parking Total6.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Separate Hydro Meter, Sump Pump

Security Features

Carbon Monoxide Detectors

Community Features

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Location

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91 CURTIS Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 91 CURTIS Street, St. Thomas, ON N5P 1J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$155,970 (30.0%)
* Minimum Canadian down payment required for this price is $26,990.
Amortization Period30 Years
Estimated Monthly Payment$1,731Based on a loan of $363,930 over 30 years.
Purchase Price$519,900
Loan Amount$363,930
Provincial Land Transfer Tax:$6,873
Total Estimated Closing Taxes:$6,873

About Purchasing a Home in St. Thomas, ON

For a property listed at $519,900 in St. Thomas, the legal minimum down payment is $26,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,873 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.