91 Scott Street, St. Thomas, ON

$425,000
MLS#:X9371569
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 18, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 48 x 62.59 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautiful Doll House in the heart of DOWNTOWN St Thomas 91 Scott St, just 20 mins to South London, 10 mins to the beaches of Port Stanley, 30 mins to Cami Ingersoll and 40 mins to Toyota Woodstock. Within walking distance to many amenities incl: Food Basics, Shopper's Drug Mart, City Hall and Personal Care Shops, restaurant and a block to the bus to WalMart and Superstore. The library and a new park with bike trails are a quick walk away. As you enter this all Brick Victorian 1 1/2 Storey 2 plus 1 Bed Home, you will be amazed a the natural bright light. The updated big bright kitchen and eating area leads to the deck / play area ideals for your kids and entertaining. We have a main floor bedroom currently a playroom. Upgraded 2 pc bath with main floor laundry and formal dining room and living area. The spiral stair case takes you to the large all new 4pc bathroom with free standing tub, master bedroom and second bedroom. The full basement is waterproofed and high and dry. This home has been extensively upgraded. Here is a list: Roof with warranty (2021), All new Windows (2021)m Eavestrough and Soffits (2019, Stone Sills (2021, FURNACE (2021), Kitchen Tile Backsplash and Countertops (2019), All new bathrooms (2024, ask me for the details), All new Balcony (2023), Poured Concrete Sidewalk (2020), New Shed (2020), Basement Barn Door (2020), New Exterior Door off the kitchen (2024). This low maintenance home boasts beautiful curb appeal, bright natural light and 3 parking spaces. With original hardwood flooring throughout and 9 ft ceilings, this home is sure to impress, and all major upgrades make this an easy choice. Move-in ready.

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Property Summary

This detached home located at 91 Scott Street, St. Thomas is currently for sale and has been available on SousaSells for 660 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 91 Scott Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 18, 2024
Sold price information is available to members only
Listed Date9/27/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size48 × 62.59 Feet
CountyElgin
Annual Tax$2,046.46
Legal DescriptionPT LT 77 PL 70 YARMOUTH PT 1 11R7016; ST THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Beach, Hospital, Library, Park, Place Of Worship

Interior Features

Water Heater, Floor Drain

Security Features

Carbon Monoxide Detectors, Security System

Community Features

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Location

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91 Scott Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 91 Scott Street, St. Thomas, ON N5P 1L1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$127,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,250.
Amortization Period30 Years
Estimated Monthly Payment$1,415Based on a loan of $297,500 over 30 years.
Purchase Price$425,000
Loan Amount$297,500
Provincial Land Transfer Tax:$4,975
Total Estimated Closing Taxes:$4,975

About Purchasing a Home in St. Thomas, ON

For a property listed at $425,000 in St. Thomas, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.