92 Axford Parkway, St. Thomas, ON

$629,000
MLS#:X12134821
4 beds
3 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and shingle construction, this residence presents an exceptional opportunity offered at $629,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 48.73 x 110 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater, Sump Pump, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

St. Thomas!! FOR SALE! Experience the charm of this exceptional raised ranch located in the desirable Lake Margaret community! Offering 4 generously sized bedrooms split between the main floor and the fully finished basement and 3 bathrooms, this home is ideal for families of all sizes. The bright and airy open-concept design provides ample living space, while the covered rear deck is perfect for relaxing and enjoying the fully fenced backyard. A spacious double garage and extended driveway ensure the parking options. Situated close to top-ranked schools, a hospital, shopping centers, beautiful nature trails, and a nearby sports complex, this home combines comfort with convenience. Quick and flexible closing options are available do not let this fantastic opportunity pass you by!

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Property Summary

This detached home located at 92 Axford Parkway, St. Thomas is currently for sale and has been available on SousaSells for 437 days. This property is listed at $629,000 with an estimated mortgage of $2,094* per month. It has 4 beds, 3 bathrooms, and is 700-1100 square feet. 92 Axford Parkway, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 23, 2025
Sold price information is available to members only
Listed Date5/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Shingle
BasementFinished, Full
Lot Size48.73 × 110 Feet
CountyElgin
Annual Tax$4,076
Legal DescriptionPCL 3-1 SEC 11M94; LT 3 PL 11M94 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Public Transit, School

Interior Features

Water Heater, Sump Pump, Auto Garage Door Remote, Central Vacuum

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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92 Axford Parkway, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 92 Axford Parkway, St. Thomas, ON N5R 6G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,700 (30.0%)
* Minimum Canadian down payment required for this price is $37,900.
Amortization Period30 Years
Estimated Monthly Payment$2,094Based on a loan of $440,300 over 30 years.
Purchase Price$629,000
Loan Amount$440,300
Provincial Land Transfer Tax:$9,055
Total Estimated Closing Taxes:$9,055

About Purchasing a Home in St. Thomas, ON

For a property listed at $629,000 in St. Thomas, the legal minimum down payment is $37,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,055 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.