95 CIRCLEWOOD Drive, St. Thomas, ON

$784,900
MLS#:X12170495
2 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $784,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 89.21 x 104.23 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning, one-owner custom fully finished bungalow, featuring a walk-out basement to a beautifully appointed yard that backs onto a serene pond. With 1,662 square feet on the main floor, this home offers a thoughtful layout and high-end finishes throughout. Soaring 10-foot ceilings greet you in the foyer, while the remainder of the main floor boasts elegant 9-foot ceilings. The spacious living room and formal dining area feature gleaming hardwood floors.The chefs kitchen is equipped with a large island topped with quartz countertops, ample cabinetry, and a bright breakfast nook that leads to an upper deck. Enjoy peaceful pond views and a convenient gas line for BBQing. The primary suite is truly luxurious, offering a massive walk-in closet and a spa-like 5-piece ensuite complete with a tiled shower, soaker tub, and double sinks. A second bedroom with a cozy electric fireplace, a 4-piece main bathroom, and a well-equipped laundry room with built-ins and garage access complete the main level. Downstairs, the fully finished walk-out basement is an entertainers dream with a spacious great room, a stylish wet bar, access to a lower deck, an 3pc bath and extensive storage. Large egress windows offer the potential to add additional bedrooms. Curb appeal abounds with a large front porch and ample parking. Ideally located near the 401 and London, this home offers luxury, comfort, and convenience. Welcome home!

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Property Summary

This detached home located at 95 CIRCLEWOOD Drive, St. Thomas is currently for sale and has been available on SousaSells for 422 days. This property is listed at $784,900 with an estimated mortgage of $2,613* per month. It has 2 beds, 3 bathrooms, and is 1500-2000 square feet. 95 CIRCLEWOOD Drive, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 24, 2025
Sold price information is available to members only
Listed Date5/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished with Walk-Out
Lot Size89.21 × 104.23 Feet
CountyElgin
Annual Tax$5,324
Legal DescriptionLOT 48, PLAN 11M-174, ST. THOMAS.

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Lake/Pond, Park

Interior Features

Sump Pump, ERV/HRV, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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95 CIRCLEWOOD Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 95 CIRCLEWOOD Drive, St. Thomas, ON N5P 0B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$235,470 (30.0%)
* Minimum Canadian down payment required for this price is $53,490.
Amortization Period30 Years
Estimated Monthly Payment$2,613Based on a loan of $549,430 over 30 years.
Purchase Price$784,900
Loan Amount$549,430
Provincial Land Transfer Tax:$12,173
Total Estimated Closing Taxes:$12,173

About Purchasing a Home in St. Thomas, ON

For a property listed at $784,900 in St. Thomas, the legal minimum down payment is $53,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,173 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.