95 Myrtle Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $519,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 39 x 120 ft lot
- Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater Owned, Upgraded Insulation
- equipped with central air, other central cooling and highly efficient forced air heating via gas
Description
This beautifully maintained 2-storey century home has benefited from over $170,000 in upgrades since 2019, including major improvements to the roof, electrical system, furnace, central air, owned tankless water heater, drainage, and foundation waterproofing. The home also features a fully renovated and city-inspected basement, updated kitchen and bathroom, new driveway and fencing, a powered shed, patio, pool, and enhanced outdoor living spaces. These extensive renovations provide modern comfort, improved efficiency, and long-term peace of mind while preserving the home's original character.
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Property Summary
This detached home located at 95 Myrtle Street, St. Thomas is currently for sale and has been available on SousaSells for 35 days. This property is listed at $519,999 with an estimated mortgage of $1,731* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 95 Myrtle Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Water Heater Owned, Upgraded Insulation
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 95 Myrtle Street N, St. Thomas, ON N5R 2E9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $519,999 in St. Thomas, the legal minimum down payment is $27,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,875 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,875.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.