440 Wellington Street, Unit 119, St. Thomas, ON

$399,999
MLS#:X13577810
3 Bedrooms
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 3 Bed, 2 Bath Home at 440 Wellington Street St. Thomas ON listed at $399,999 (MLS# X13577810) - Main View
Price Change
For Sale
Added:Jul 16, 2026(121 days ago)
Updated:Sep 21, 2026(54 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • Ample parking with 0.0 garage spaces (1.0 total parking spaces)
  • Notable attributes: Carpet Free, Storage
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Experience the perfect blend of convenience and tranquility in this beautifully updated, carpet-free end-unit condo. Situated on the main floor, this home offers a unique "bungalow-style" lifestyle with easy access through the end door off the parking lot - no need to navigate busy hallways or elevators as unit is at this end of the hall. Step inside to a bright, open living space where a cozy fireplace serves as the heart of the room, perfect for relaxing evenings. The interior has been thoughtfully refreshed over the last few years, boasting modern finishes and a seamless flow. The patio doors act as a picture window to the lush greenery outside, leading you to a serene patio area that backs onto the complex's gardens. It is the ideal spot for morning coffee or hosting friends in a peaceful, outdoor setting. The layout is designed for both comfort and functionality. Primary Retreat: Features a walk-in closet and a private 2-piece ensuite. Modern Main Bath: Updated with quartz counters and a contemporary walk-in shower with seat featuring a luxurious rain head for a spa-like experience. Flexible Space: Two additional well-sized bedrooms offer plenty of room for family, a home office, or a hobby room. Located in the charming community of St. Thomas, this condo offers a low-maintenance lifestyle without sacrificing the feeling of "home." Whether you're downsizing or looking for a stylish, accessible space, this end unit provides the privacy and garden views you've been searching for.

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Property Summary

This condo apartment located at 440 Wellington Street, St. Thomas is currently for sale and has been available for 121 days. This property is listed at $399,999 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1000-1199 square feet. 440 Wellington Street, St. Thomas is in the St. Thomas neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Thomas, St. Thomas.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Thomas.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$399,999
Maintenance Fee$490.79/mo
AddedJul 16, 2026 (121 days ago)
UpdatedSep 21, 2026 (54 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE TRILAND REALTY

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Vinyl Siding
BasementNone
CountyElgin
Annual Tax$2,480
Rental ItemsHot Water Heater

Parking & Garage

Parking Total1.0
Parking Space1
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

  • Hospital

Interior Features

  • Carpet Free
  • Storage

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Thomas Home Buyer Advisory & Market HubActive MLS® Listing in St. Thomas, Ontario

Looking to Buy a Home in St. Thomas?

If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this 3-bedroom condo apartment at 440 Wellington Street, Unit 119, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Thomas Homes for Sale & MLS® Listings

Browse all verified St. Thomas real estate listings, compare active St. Thomas houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Thomas Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Thomas Buyer Budget & Costs

Estimated mortgage: $1,331*/month*. Estimated Ontario Land Transfer Tax: $4,475. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Thomas

Frequently Asked Questions about 440 Wellington Street, Unit 119, St. Thomas, ON

Q.What is the asking price for 440 Wellington Street, Unit 119, St. Thomas, ON ?

The current listing price for 440 Wellington Street, Unit 119, St. Thomas, ON in St. Thomas, St. Thomas is $399,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1000-1199 sqft.

Q.What property type and architectural style is 440 Wellington Street, Unit 119, St. Thomas, ON ?

440 Wellington Street, Unit 119, St. Thomas, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 440 Wellington Street, Unit 119, St. Thomas, ON offer?

Key property features include: Hospital.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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440 Wellington Street, Unit 119, St. Thomas, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 440 Wellington Street 119, St. Thomas, ON N5R 5X5

Estimated Sales Range
$380,000 - $392,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$120,000 (30.0%)
* Minimum Canadian down payment required for this price is $20,000.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,999 over 30 years.
Purchase Price$399,999
Loan Amount$279,999
Provincial Land Transfer Tax:$4,475
Total Estimated Closing Taxes:$4,475

About Purchasing a Home in St. Thomas, ON

For a property listed at $399,999 in St. Thomas, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.

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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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$399,999

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