189 Church Street, Stirling-Rawdon, ON

$739,900
MLS#:X13733624
6 beds
5 baths
1500-2000 sqft
6.5 parking
Residential Freehold
Residential Freehold for sale - 6 Bed, 5 Bath Home at 189 Church Street Stirling-Rawdon ON listed at $739,900 (MLS# X13733624) - Main View
Price Change
For Sale
Added:Sep 1, 2026(66 days ago)
Updated:Nov 2, 2026(4 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stirling Ward. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $739,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms with 4 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 102.44 x 37.15 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.5 garage spaces (6.5 total parking spaces) with a convenient attached configuration
  • Notable attributes: Floor Drain, In-Law Capability, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 189 Church Street, a remarkable custom-built two-storey home offering exceptional space, versatility and income potential in the heart of Stirling. The main residence features three upper-level bedrooms, including a spacious primary bedroom with en-suite privileges to a beautiful five-piece bathroom with a soaker tub, glass shower and double vanity. The custom kitchen offers a large peninsula and quality appliances, while main-floor laundry adds everyday convenience. The finished lower level includes a second kitchen, games room and granny suite, along with direct access to the attached one-and-a-half-car underground garage with a welding plug. A hot tub is also included. The detached building features two self-contained apartments, each currently rented for $1,600 per month, all-inclusive. The upper unit offers two bedrooms, while the lower unit has one bedroom and baseboard heating. Both include a refrigerator and stove. Altogether, the property offers four kitchens, five bathrooms, two rental apartments and a granny suite. Additional features include 200-amp service, a water softener and an owned gas hot water tank, with no rental equipment. Located just metres from the Heritage Trail and within approximately three kilometres of schools, parks, shopping, restaurants, the theatre, library and arena.

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Property Summary

This detached home located at 189 Church Street, Stirling-Rawdon is currently for sale and has been available for 66 days. This property is listed at $739,900 with an estimated mortgage of $2,463* per month. It has 6 beds, 5 bathrooms, and is 1500-2000 square feet. 189 Church Street, Stirling-Rawdon is in the Stirling Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Stirling Ward, Stirling-Rawdon.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •5 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Stirling Ward, Stirling-Rawdon.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
5
Kitchens
4
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$739,900
AddedSep 1, 2026 (66 days ago)
UpdatedNov 2, 2026 (4 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage ProAlliance Realty

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementFinished with Walk-Out, Full
Lot Size102.44 × 37.15 Feet
CountyHastings
Annual Tax$6,799
Legal DescriptionPT LT 1 S/S CHURCH ST PL 52; PT LT 9 N/S FRONT ST, 8 S/S CHURCH ST PL 56 PT 2 21R14205; STIRLING-RAWDON; COUNTY OF HASTINGS

Parking & Garage

Parking Total6.5
Parking Space5
Garage Parking1.5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Library
  • Park
  • Place Of Worship
  • School
  • Skiing

Interior Features

  • Floor Drain
  • In-Law Capability
  • Sump Pump
  • Water Heater Owned
  • Water Softener

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Stirling-Rawdon Home Buyer Advisory & Market HubActive MLS® Listing in Stirling-Rawdon, Ontario

Looking to Buy a Home in Stirling-Rawdon?

If you are looking for a house in Stirling-Rawdon or researching Stirling-Rawdon real estate for sale, this 6-bedroom detached at 189 Church Street, Stirling-Rawdon, ON offers an exceptional opportunity to buy a home in Stirling-Rawdon, Ontario. Whether you are a first-time Stirling-Rawdon home buyer or comparing active Stirling-Rawdon MLS® homes for sale, working with a dedicated Stirling-Rawdon buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Stirling-Rawdon Homes for Sale & MLS® Listings

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Stirling-Rawdon realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Stirling-Rawdon Buyer Budget & Costs

Estimated mortgage: $2,463*/month*. Estimated Ontario Land Transfer Tax: $11,273. First-time Stirling-Rawdon home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Stirling-Rawdon

Frequently Asked Questions about 189 Church Street, Stirling-Rawdon, ON

Q.What is the asking price for 189 Church Street, Stirling-Rawdon, ON ?

The current listing price for 189 Church Street, Stirling-Rawdon, ON in Stirling Ward, Stirling-Rawdon is $739,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 5 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 189 Church Street, Stirling-Rawdon, ON ?

189 Church Street, Stirling-Rawdon, ON is a Detached (2-Storey) featuring a Finished with Walk-Out, Full basement.

Q.What key property features does 189 Church Street, Stirling-Rawdon, ON offer?

Key property features include: Golf, Library, Park, Place Of Worship, School, Skiing.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain, In-Law Capability, Sump Pump, Water Heater Owned, Water Softener.

Q.What security features are installed at 189 Church Street, Stirling-Rawdon, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.5 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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189 Church Street, Stirling-Rawdon, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Stirling Ward, Stirling-Rawdon

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 189 Church Street, Stirling-Rawdon, ON K0K 3E0

Estimated Sales Range
$703,000 - $725,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stirling-Rawdon.

Configure Loan Settings

Interest Rate4.00%
Down Payment$221,970 (30.0%)
* Minimum Canadian down payment required for this price is $48,990.
Amortization Period30 Years
Estimated Monthly Payment$2,463Based on a loan of $517,930 over 30 years.
Purchase Price$739,900
Loan Amount$517,930
Provincial Land Transfer Tax:$11,273
Total Estimated Closing Taxes:$11,273

About Purchasing a Home in Stirling-Rawdon, ON

For a property listed at $739,900 in Stirling-Rawdon, the legal minimum down payment is $48,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,273 for this transaction. As this listing is in Stirling-Rawdon (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,273.

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Stirling Ward, Stirling-Rawdon Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stirling Ward, Stirling-Rawdon.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$571,030

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stirling Ward, Stirling-Rawdon

Elementary Schools

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Secondary Schools

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Stirling Ward, Stirling-Rawdon Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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