189 Church Street, Stirling-Rawdon, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stirling Ward. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 5 Bathrooms with 4 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 102.44 x 35.42 ft lot
- Features a apartment, separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Accessory Apartment, Countertop Range, In-Law Suite
- equipped with central air, other central cooling and highly efficient baseboard heating via electric
Description
Prime Income Property or Multi-Generational Living in the heart of Stirling-Rawdon close to all downtown amenities. Meticulously maintained by the current owner, this unique property features multiple living spaces perfect for offsetting your mortgage or familiesseeking togetherness with privacy. Main Residence: 3-bedroom, 3-bathroom home showcasing hardwood floors throughout the main level, updated kitchen and bathrooms, and main floor laundry. Enjoy the charming front porch or unwind on the back deck complete with hot tub. The finished basement includes an In-Law suite or a potential bachelor apartment with a private tunnel entrance running beneath the driveway, into the garage. Income-Generating Detached Garage: Two rental units sit above the garage - a 1-bedroom and a 2-bedroom apartment, both currently tenanted. With the entire property rented (including main residence) a calculated cap rate falls between 6.2% and 6.8%. The property reflects character, a historic feel, immaculate summer landscaping, large front and side yard, and consistent upgrades throughout. Whether you're an investor seeking a high-performing multi-unit property, a family looking to keep loved ones close while maintaining separate living spaces, or an owner-occupant wanting rental income to offset costs, this property delivers.
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Accessory Apartment, Countertop Range, In-Law Suite, Storage, Water Heater Owned, Workbench
Security Features
Carbon Monoxide Detectors, Smoke Detector
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 189 Church Street, Stirling-Rawdon, ON K0K 3E0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Stirling-Rawdon, ON
For a property listed at $850,000 in Stirling-Rawdon, the legal minimum down payment is $60,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,475 for this transaction. As this listing is in Stirling-Rawdon (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.